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The Rachel Cruze Show

3 Easy Habits to Build Wealth Faster

The Rachel Cruze Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.83.6K Ratings

🗓️ 9 December 2024

⏱️ 8 minutes

🧾️ Download transcript

Summary

💵 Start your free budget today. Download the EveryDollar app!   Sometimes an unexpected sale at Macy’s is all it takes to derail your budget. If you can relate, find out five easy habits to keep you on track financially.   Next Step:   🎥 Watch my video 7 Target Shopping Hacks You’re Missing Out On.  💸 Check out the 24-Hour Money Finder Challenge   Connect With Our Sponsors:  🏥 Learn more about Christian Healthcare Ministries.  🔒 Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  🍸 Smart Money Happy Hour  🎙️ The Ramsey Show    💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💰 George Kamel  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy

Transcript

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0:00.0

Hey, you guys.

0:06.2

So the state of the economy is constantly changing, but the temptation to overspend is always

0:11.8

a constant factor, no matter what the headlines are saying, which is why I want to share

0:15.6

today five easy habits that you can start implementing today to keep you on track with your money goals. So

0:22.0

make sure to hit that subscribe button and we will get started. All right, first and foremost,

0:26.2

make things visual. Meaning, when you actually see what you're spending, you're going to feel

0:33.1

it a little differently versus if it's just up in the cloud. Meaning, back in the day, when you would use actual cash and you visually saw how much

0:41.5

money you were spending, you know, on groceries or at the mall or whatever, wherever

0:46.2

it was, you actually saw real money leave your hands.

0:49.7

And stats always showed that you spent less when you spent with actual cash.

0:54.6

And I really believe there was a power in visually seeing your money leave.

0:58.9

Now, we are living in our world today where it's becoming more and more harder to use cash,

1:05.5

so people are not using it as much.

1:07.2

So I want to be able to encourage you to find another way to make things visual when you're

1:12.5

spending your money so that could be keeping receipts that could be tracking transactions in the

1:17.7

every dollar app whatever it is looking at your bank statements I mean I want you to visually see

1:23.5

where your money is going because again when you're just swiping a card, even a debit card,

1:29.0

but you're just swiping, thinking, okay, yep, I mean, I think I have enough in my account and

1:32.2

you just move along your day, it's really, really hard to emotionally realize, gosh, I really am

1:37.3

spending money. But when you are tracking that transaction in the every dollar app, you know,

1:41.9

that's how much I spent at Costco, which I did today.

1:45.3

You know, this is what I spent here or there. And you actually are seeing money being moved around

...

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