On radio, on YouTube, streaming live on invest talk.com, and for our podcast subscribers, this is

InvestTalk, independent thinking, shared success.

Invest talk is made possible by KPP Financial, a registered investment advisor firm, serving clients throughout the United States.

Here is KPP Financial Chief Executive Officer, Financial Advisor, Justin Klein.

Good afternoon, fellow investors, and welcome back to Invest Talk. This is our Monday,

October 13th, 2025 edition. And is it just me? Or does saying October, make it feel like Halloween?

And then the holidays will be right behind it now with regard to the

stock market and your portfolio now is not the time to lose focus in it we're going to be kicking

into holiday gear soon and you're probably making plans for Halloween and all that but it's when

it comes to your money, your investment strategy, you can't take days off

because there are other professionals that are trying to do what you do and better.

That's what we do every day, right?

So our objective here is to give you a little insight into how the professionals like us do it,

what we think about, how we weigh the risks and rewards of any investments, how we assess

what's going on in the market today and adjust our portfolios accordingly.

And we do this mainly by answering your finance and investment questions and bringing you

data and actionable material back in helping you become a better investor.

Of course, your contributions are most important.

Like I said, don't hesitate to give us a call at 88899 chart.

Now, in just a bit, we'll talk about today's market performance and write down the

show topics for the hour.

But first, let's tackle this caller question.

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