295 | Rethinking Your Emergency Fund Strategy
ChooseFI | Financial Independence Podcast
Jonathan Mendonsa & Brad Barrett | Choose FI Media, Inc
4.8 β’ 5.2K Ratings
ποΈ 12 February 2021
β±οΈ 56 minutes
ποΈ Recording | iTunes | RSS
π§ΎοΈ Download transcript
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| 0:00.0 | Alright guys, I'm not going to sing if I could turn back time, but you got to know I'm thinking it. |
| 0:03.0 | Welcome to the Ultimate Crown Source Personal Financial. This is ChewSafe. |
| 0:06.6 | You're listening to Choose FI Radio. |
| 0:11.2 | The blueprint for financial independence lives here. |
| 0:22.0 | If you're looking to unlock the secrets to financial independence and early retirement, |
| 0:27.0 | you're in the right place. Stay tuned and join a community of like-minded people who are getting all things to do. |
| 0:33.6 | And taking control of their lives in the pursuit of financial independence. |
| 0:38.0 | Choose FI, your home for financial independence online. |
| 0:42.0 | Alright guys, we're picking up with our series. You know, the show's been going four years now and last Friday, we were kind of starting this theme up. If I could turn back time, what is my perspective now versus four years ago? |
| 1:06.0 | What's changed? Have we pivoted? What do I feel more confident of than I did then? And we were kind of exploring a couple different avenues. |
| 1:13.0 | Today we're going to continue that conversation and to help me with this, I'm like, oh, his brand here at the end of the day. How you doing buddy? |
| 1:18.0 | Hey Jonathan, I am doing quite well. Yeah, it's still when you say that I've allowed four years. It's hard to believe we've been doing the podcast for four years and so much to say the same. So much has changed obviously. |
| 1:28.0 | Yeah, turn back time. So speaking of that, totally unrelated, but we'll go with it anyway. So I guess recently I mentioned that I was having a CT scan and I was kind of bemoaning how unbelievably absurd the pricing and |
| 1:42.0 | insurance is in our country and how it was even with a diligent effort and calling the hospital, calling the insurance company I could not find out what I was actually going to pay. I could find out basically what the gross initial price was, but nobody could tell me what the negotiated price was what I was actually going to have to pay, which is |
| 2:02.0 | I don't know of any other you get the service after yeah, only after you can have no course. Yeah, it's crazy. I mean, to think about that, to think about any type of system where that is the case where they simply not only do they not want to tell you but they |
| 2:20.0 | cannot tell you what the prices it's ludicrous anyway compensated individuals that all really I mean, I genuinely they're acting in good faith and they want to do what you're asking to tell you the price and they realize that nothing in their system will allow you to do that. |
| 2:34.0 | There's no process for giving you the price ahead of time. Yes, absolutely. And right to your point, there was nothing malicious. The representatives that I spoke with were wonderful. They genuinely wanted to help like they thought they were helping. |
| 2:46.0 | And that might be the most perverse part about this is like they literally don't even it didn't even comprehend that oh, wow, the actual price this person is going to pay is not this bizzaro price that I'm quoting him. So anyway, long story short, our community came through. Unfortunately, this is a if I could turn back time situation and I'll tell you why. |
| 3:06.0 | But I had a bunch of people people are just so genuinely nice people reached out to our feedback and choose a via email and sent me a bunch of different ideas and actually one of them and I'm not promoting this because I haven't I haven't used this service but M D |
| 3:22.0 | .com so MD like medical doctor MD save.com it appears to be this company that contracts with different health providers throughout the country and naturally they have to be in your area, etc. But they provide very specific pricing on a total assortment of different health related procedures, surgeries, etc. |
| 3:42.0 | And you pay in advance so it's this is very specific. There's no games. There's no nothing. It doesn't go through insurance. So, you know, this is a very niche product. Obviously Jonathan, but what I did was I went to this I actually had my it's called the CP T code. |
| 3:57.0 | So it's the code of the particular type of procedure that I was having this CT scan without contrast and I plugged it in and unfortunately there are no providers in our Richmond Virginia area, but they have out in Charlottesville. |
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