Hello, Winebbers. My name is Jesse Meekham and this is podcast number 294 for

Wineb, where we teach you four rules to help you stop living paycheck to paycheck, get out of debt and save more money.

When to start?

When do you start or restart budgeting?

Beginning of the month?

Middle of the month?

Third week of the month? You can just start today. And it's the answer to that one.

Veronica, one of our crack support reps, submitted that. She probably has people ask

her that and that's why she want me to talk about it on the

podcast when is the best time to start people like to start diets on Monday

and then on a larger level diets at the beginning of the month and then on even larger level diets at the beginning of the year.

My theory is that when you start something, be it a diet or any other kind of like willpower habit, you just got to do it I'm going to sleep

eight hours a night I'm going to start Monday I'm going to not watch TV anymore

starting Monday I'm not going to eat any more sugar starting Monday. I'm not going to eat any more sugar starting Monday. I'm going to get back to the

gym you say Friday morning. I'll start Monday. Things that start on Monday fail.

Because if you're sticking to this whole oh yeah. I'll just start on Monday this arbitrary timeline You've already started procrastinating you've started your new habit where you're all fired up, you're all gung-ho.

You started that by kicking it down the road two or three days, or four or five.

Because some of you might start stuff.

You say on Tuesday, I'll start on Monday, just so you have a lot of time to prep.

As my dad always says, there's that person that starts the running program and the doctor

told them to start slow.

So for the first day, they drive by the place where they're going to

...