Before we get back to the episode, I want to make sure you know about something that I'm sending out this Saturday.

You know, when I was in my 20s, I spent money like a lot of people in their 20s do going out for drinks, eating cheap food, a little bit of traveling, but in my 40s, my spending looks really different.

And that's totally normal. Have you ever thought about how your money spending changes from your 20s to your 30s of 40s and beyond?

That's what I'm going to talk about this Saturday.

Because as you earn more and as your values change, so should your spending.

Get on my podcast newsletter at IWT.com slash podcast newsletter so I can share what changed in my spending in my 20s, 30s and 40s.

That's this Saturday, October 7th. You can only get this at IWT.com slash podcast newsletter. Now back to the episode.

When it comes to money, I like to save and have a plan for the future, which doesn't include a lot of debt. That's just not how I operate.

Becca actually said, if we don't get this fixed, this could have some long term repercussions.

And that's scary to hear. Probably been together over half of our lives and to hear that for the first time shook me to my core a little bit.

That's what started our one and a half to our conversation as I was like, I want to live. I'm tired of not living.

I want to go and do things and I think we could go and do things, but I also want to enjoy them while I'm doing them.

I don't want to, should I order a glass of champagne or am I going to regret that later because he's going to ask me why I ordered a glass of champagne.

Auto loan, 35,000. What kind of car do you have?

Please don't tell me it's a Ford truck. It is a truck that is not forged.

They knew it. How much did this truck cost? 50,000? 50,000 dollars.

You cannot afford a $50,000 car when you make $100,000 and $15,000.

I got some great feedback from you that you wanted to hear more couples on my podcast with different incomes and different networks.

Not just millionaires who aren't sure how to spend their money. And we listened.

Today I'm talking to Brad and Becca. They've been married for eight years and they have three children.

Brad and Becca are in debt. They have a $290,000 mortgage, a $35,000 car loan, a $25,000 RV loan, and around $10,000 in credit card debt.

Brad is the primary earner and Becca works part-time. Together they make $105,000.

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