Convert.

What is up, beautiful ladies and gentlemen of the podcasting space?

My name is Nick. This is Encounter Now. As always, I'm joining with my wife, Chelsea.

Today was a really, really fun episode where we got to talk about debt and how we became debt-free,

how we did it, how you can do it.

And yeah, hopefully this episode encourages you, give you a little bit of insight into how you can either begin or continue on this journey of getting debt-free.

So let us know what you think down in the review section below.

So enjoy the episode.

What's up, everybody?

Welcome back to another episode.

Today we're going to talk about the debt.

Dun, done, done. It's debt day.

I don't really like personally talking about this, but we listened to way too many podcasts about money and being smart with it. And for the longest time, we didn't listen to that advice

because we thought that we had it under control, but in fact, we did not.

We're going to talk about that.

Yes, we are.

So, I don't know, how long did it take us to accumulate our debt that we had?

Well, when you and I were both kind of single or at least engaged throughout that season, we both

singularly had debt, I guess. I think you, like Nick has a lower credit limit than I do because

I've had a longer. Well, not anymore. Well, yeah, because they're rewarding you for paying off

your debt. I have had a longer life of credit,

so I've had it for a little over three years, and Nick has had his for like a year and a half or something.

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