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How to Buy a Home: The #1 First Time Home Buyer Podcast

280 - Don't think you can buy a home? - Financial Planning 101

How to Buy a Home: The #1 First Time Home Buyer Podcast

David Sidoni

Education, How To, News, Investing, Business, Business News

4.8891 Ratings

🗓️ 31 October 2024

⏱️ 28 minutes

🧾️ Download transcript

Summary

Got something holding you back from buying a home? David shares his tips for people stuck in the early planning stages, feeling like they have a huge obstacle in front of them before they can even start the process. Things like:


  • High debt
  • Low Credit
  • Building Up Savings
  • Learning How to Budget


Referenced Episode: 274 - JT's Homebuying Journey (and Podcast Takeover)


Important Resources:





Connect with me to find a trusted realtor in your area or to answer your burning questions!



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This podcast was created for YOU - to cut through the confusion and empower you to buy your first home. Let's change how the real estate industry treats first-timers, one buyer at a time- starting with YOU!


Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!


David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with over 18 years of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.


Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Transcript

Click on a timestamp to play from that location

0:00.0

Big shocker coming, but buying a home costs money.

0:03.9

So financial planning is a must-do in your goal to dump your rent for life.

0:09.1

If you feel overwhelmed with the complexities of fiscal planning,

0:12.3

today we're going to break it down into some simple action steps that you can start today.

0:17.5

Hit me with those horns!

0:32.5

Yeah. today. Hit me with those horns. What is up? My How to Buy a Homies, welcome to today's episode filled with all kinds of goodness. My name's David Sidoni. I'm no phony and that's no baloney. Yes,

0:38.9

that was my slogan when I ran for Safety Commissioner for sixth grade student council at St.

0:43.9

Headwigs and Los Alamitos, go Celtics. And since I'm in an elementary school mood today,

0:48.8

let me share you some really simple basic elementary school style action steps that you can do and start

0:56.5

right now that are someday going to help you buy a home. Now, I know that many of you out there

1:01.0

feel miles away from being able to get a home loan approval. And since I talk to every single day,

1:08.5

first-time homebuyers all over the country, 24-7, I also know that many

1:12.6

of you feel like the only thing that you can do now is to grind away at saving money.

1:16.9

Well, I've got some deeper answers for you.

1:18.6

Thanks to JT. hijacking my podcast back in episode 274, you all out there got to hear some

1:25.0

simple action steps that go beyond just that saving.

1:29.1

And, you know, I've heard such great feedback on that episode that today I'm going to highlight

1:32.7

some of those action steps from that episode, and then I'm going to add a few more for you.

1:38.4

So one of the great things about episode 274, where my producer took over the podcast podcast was that even though JT has been listening

1:46.6

to the podcast for five years, he still hasn't bought a home. And he mentioned how for years

1:52.2

he felt that his personal situation had obstacles that were just too big and kept him from

1:58.0

buying. And he had some thoughts in the episode. I believe he said he was having

...

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