much of a free spirit it. It was really ignorance and I guess I wasn't really knowledgeable enough to realize the damage that I was doing as far as getting in debt and how that actually going to, it would affect you.

My, I mean, I never really had the concept of an emergency fund.

So first of all, you gotta have a goal set in mind,

whether that is to retire in five years, 20 years, you know, say $500,000, a million dollars,

20 million dollars, just have that goal and then create a plan on how you're going to get to that goal but obviously the most

important thing is to actually act upon that plan a plan is not going to get

anywhere if you don't act upon it.

You're listening to the millionaire's anywhere if you don't act upon it.

You're listening to the Millionaires Unvealed Podcast, where you'll hear the stories and interviews of everyday millionaires.

We'll unveil their decisions, their strategies, and their current portfolio

allocation. Now to your hosts, Clark Sheffield and Jace Matinson.

Welcome back to another episode of the Millionaires Unveale podcast.

This is episode number 275, happy New Year to everybody out there.

Hopefully, you had a great New Year's.

I know I did with the family it's

been a crazy couple of weeks here I guess really weak with the travel with the

weather and Southwest Airlines and all sorts of cancellation.

I know I had several people that I know that were affected by that and hopefully we'll

be getting back to some normal, some normal see and there's been quite a bit of snow out west which is great I think we need the water so

hopefully that continues and doesn't wreak too much havoc but yeah another year

really excited for 2023. As I mentioned, we've got a lot of great things in store for the podcast and

super excited about that.

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