Hey everybody this is Phil Towne and this is Phil Towne and this is Janie Towne

welcome to the invested podcast where we're talking for a long time about how to invest, which seems to be something that is very simple and not easy.

I think it's just a plethora of things to learn and details and squiggly bits that may have seemed hereto

for unknown and that's what's fun is we're getting into all those little nooks and crannies these days.

I think it's the snowboarding of money, I think is...

Because it was really cool for a while and now it's not.

Oh no, are you really?

Is snowboarding no longer cool?

No, I think snowboarding's very cool.

But what happened, as you well know know is that skiing stole all the ideas of

snowboarding and created way fatter skis and way shorter skis and like what

are those called like dual-ended skis so now everybody's doing

tricks on skis and doing all the snowboarding stuff on skis and frankly

there aren't a lot of people doing snowboarding as much anymore.

Wow, I didn't know all that,

because it's been a little while,

but if I have to go to something really steep,

I'm on a snowboard.

So why is investing the snowboarding? Wait, what was it? Snowboarding of what?

The snowboarding of money. Oh the snowboarding of money. Yeah, it's a

snowboarding. And that is because snowboarding, unlike skiing and many other sports, has a really steep learning curve, but it's fast if you apply yourself.

And it's a tad painful to start with unless you use protection, right?

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