269. How To Start Investing in 2026 (Personal Finance Cheat Sheet Pt. 3)

Financial Feminist

Her First $100K

Self-improvement, Education, Business, How To

4.7 • 6.2K Ratings

🗓️ 8 January 2026

⏱️ 28 minutes

🔗️ Recording | iTunes | RSS

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Summary

Visit ⁠https://herfirst100k.com/ffpod to register for our FREE workshop, Stock Market Secrets: Debunking Common Myths for Successful Investing. If you’re waiting for the “right time” to invest, I need you to hear this––the right time is now. In this final part of my Personal Finance Cheat Sheet series, I’m breaking down exactly how to start investing in 2026 — step by step, without the jargon and without gatekeeping. Investing isn’t just for rich people; it’s how many people become rich, and I’m walking you through how compound interest, long-term strategy, and simple systems can help you build real wealth even if you’re starting with very little. If the stock market has felt confusing, intimidating, or downright scary, this episode will show you how to finally get off the sidelines and start making your money work for you. 00:00 Intro 00:22 What Investing Really Is 01:40 Why Investing Works Long-Term 03:00 Debunking "It's Too Confusing" 08:11 Time in the Market vs. Timing the Market 10:00 Step-by-Step Investing Roadmap 17:30 Where to Set Up Your Account 18:37 Biggest Mistakes New Investors Make 21:34 Long-Term Wins Over Short-Term Gains Missed an episode in our Personal Finance Cheat Sheet series? Get caught up: The 3 Mistakes You’re Making with Your Money Resolutions (Personal Finance Cheat Sheet Pt. 1): https://herfirst100k.com/financial-feminist-show-notes/money-resolutions/ How To Budget & Pay Off Debt (Personal Finance Cheat Sheet Pt. 2): https://herfirst100k.com/financial-feminist-show-notes/how-to-budget/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	If you've been meaning to invest, no more excuses.
0:03.9	This is your year.
0:17.9	Investing isn't for rich people.
0:19.1	It's how people become rich. And on today's episode, the final
0:22.9	episode of the Personal Finance Cheat Sheet Series, I am walking you through exactly step by step
0:28.7	how to make your first investment. If you're someone who is just starting investing or maybe
0:33.9	hasn't started at all, this is not going to be jargony. This is not going to be
0:38.3	overwhelming. I know that that's probably why you haven't gotten started or why you bail every time
0:44.1	you log into your Fidelity Vanguard Schwab Robin Hood account is because everything's so crazy and
0:49.5	confusing. This is what we're debunking today. It's so important that this information is accessible.
0:54.9	So if you know somebody in your life who is also trying to figure out how to invest or has been putting it off, share this episode with them too.
1:02.1	And if you're joining us here at Part 3 and you haven't watched Part 1 and 2, please go watch or listen to episodes 1 and 2 of the Personal Finance Cheat Sheet series.
1:09.4	We are getting started in 2026, giving you everything you need to know to start building wealth this year.
1:18.1	But first, a word from our sponsors.
1:21.5	Why do growing businesses love working in Slack? Let's ask Christia Ari Bikes.
1:26.4	Running things in Slack saves me so much time.
1:29.1	AI summaries save 97 minutes per week. What say you? Rocks from Gosney. Slack helps us build
1:35.0	community. It helps us build connection. Your partners, vendors and customers all in one place.
1:40.0	Take us on home, Ashley from Carraway. If we did have Slack tomorrow, I would explode.
1:45.1	Well, let's not let that happen.
1:46.9	Visit Slack.com slash podcast to get 50% off Slack Business Plus.
1:51.8	You subscribe to music, TV, your gym, maybe even your weekly flowers.
	...

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