267. The 3 Mistakes You're Making with Your Money Resolutions (Personal Finance Cheat Sheet Pt. 1)

Financial Feminist

Her First $100K

Self-improvement, Education, Business, How To

4.7 • 6.2K Ratings

🗓️ 1 January 2026

⏱️ 32 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

If your New Year’s financial resolutions already feel shaky, you might be sabotaging yourself without even realizing it. In this episode, I’m breaking down the three biggest ways people wreck their money goals before January is even over, from setting vague, emotionally disconnected goals to falling into an all-or-nothing mindset and failing to track progress. This is the first episode in our brand-new Personal Finance Cheat Sheet series, and I’m giving you practical, realistic tools to finally follow through in 2026 — without burnout, perfectionism, or shame. Not sure where to start on your financial journey? Take our FREE quiz and get your personalized money plan: ⁠https://herfirst100k.com/ffpod⁠ Science Backed Goal Setting Episode: https://play.megaphone.fm/vtgw675btq6fuky50hmoeg 00:00 Intro 01:57 Why New Year’s Resolutions Often Fail 03:56 Mistake 1 08:44 How to Anchor Your Financial Goals 13:34 Reflection Prompts for Goal Setting 15:35 Mistake 2 24:14 Shiny Object Syndrome & Chasing Novelty 27:54 The Power of Consistency and Bare Minimums 30:08 Free Personalized Money Plan Resource 31:54 Mistake 3 36:34 How to Track Progress & Build Motivation 41:06 The Money Date Practice 43:46 Building Self-Trust and Accountability 47:06 Closing Thoughts & What’s Next in the Series Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	You are sabotaging your financial goals and New Year's resolutions already.
0:05.2	Here's how to fix it.
0:09.3	But first, a word from our sponsors.
0:12.1	You all have heard me say that my partner signed his first client with his business,
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0:18.6	He is in talks about landing his second big client.
0:41.8	And all of that happened because of his Squarespace website. Squarespace is so easy to use. I literally built him his website in a weekend. I don't know how to code. I don't know anything. But I can drag and drop and you can drag and drop too. So if you're trying to design a beautiful website, Squarespace is the place to be. The other thing he's doing on Squarespace is that he can send emails to anybody that signs up who's interested through their email campaign tool.
0:44.4	And he can also take payments directly through Squarespace.
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0:52.7	It's already baked into Squarespace.
0:54.7	Head on over to Squarespace.com slash FFPod for a free trial.
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1:26.6	Shop in the app,
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1:56.7	Our encore. Welcome to the personal finance cheat sheet series here on Financial Feminist.
1:58.3	This is a brand new series we're launching.
	...

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