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Optimal Health Daily - Fitness and Nutrition

2654: How a Good Credit Score Helps You Build Wealth by Amy Beardsley on Good Financial Habits

Optimal Health Daily - Fitness and Nutrition

Optimal Living Daily LLC

Fitness, Health & Fitness, Nutrition

4.4671 Ratings

🗓️ 4 August 2024

⏱️ 11 minutes

🧾️ Download transcript

Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2654: Amy Beardsley of SmartMoneyMamas.com reveals the importance of a good credit score in building wealth. She provides actionable strategies to improve credit, emphasizing the significance of responsible credit management in achieving financial stability and long-term wealth growth. Read along with the original article(s) here: https://smartmoneymamas.com/good-credit-score/ Quotes to ponder: "Your credit health is one of the most essential pieces of your financial puzzle." "No matter how you got where you are, there’s no judgment or shame here, just excellent credit strategies from The Frugal Creditnista, Netiva Heard, to help you get back on top of your financial game." "Small, baby steps to improve your credit are the most effective." Episode references: AnnualCreditReport.com: https://www.annualcreditreport.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

This is Optimal Health Daily, episode 2654, how a good credit score helps you build wealth by

0:07.3

Amy Beersley with smartmoneymamas.com. And I'm Dr. Neil Malick. Hello and welcome to our Sunday bonus

0:14.2

episode where I share an article from one of the other podcasts in our network. Today's post comes from

0:19.6

Optimal Finance Daily, where articles covering

0:22.2

money and personal finance are read to you every day. And you can find Optimal Finance Daily

0:27.8

wherever you're listening to this. Please subscribe or follow to get episodes every day. And with that,

0:34.6

here's Diana with the post and commentary as we optimize your life.

0:42.9

How a good credit score helps you build wealth by Amy Beardsley of smartmoneymamas.com.

0:50.5

A healthy credit score is the foundation for building wealth, but knowing exactly what steps

0:56.6

to take to improve your credit can be confusing.

1:00.1

Not to worry, we're going to walk through a few expert strategies to improve your credit

1:04.9

so you can leverage that strong score to build lasting wealth, no matter where you're

1:09.5

starting. How to improve your credit and build

1:13.1

wealth. Your credit health is one of the most essential pieces of your financial puzzle. If you

1:19.4

have bad credit, every other aspect of your life can feel difficult and expensive. But in many cases,

1:25.4

your low credit score might not even be your fault. Many

1:29.4

mamas see their credit scores drop after facing unexpected medical bills or other overwhelming

1:35.2

financial emergencies. Or maybe you didn't have the credit knowledge you needed. Either way,

1:40.7

it's okay. No matter how you got where you are, there's no judgment or shame here.

1:46.4

Just excellent credit strategies from the frugal credinista, Nativa Hurd, to help you get back on top of

1:53.6

your financial game. Why Credit Health Matters. Your credit is more than a three-digit number.

2:03.6

It's a satellite view of how you handle your money. A great credit score has many benefits and can impact your life in ways you might not realize.

...

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