259. How to Get Out of Financial Survival Mode

Financial Feminist

Her First $100K

Self-improvement, Education, How To, Business

4.7 • 6.2K Ratings

🗓️ 28 October 2025

⏱️ 30 minutes

🔗️ Recording | iTunes | RSS

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Summary

Visit https://www.⁠herfirst100k.com/ffpod⁠ to join our 5 Day Debt Challenge! If you’ve ever felt like no matter how hard you try, you can’t get ahead — like you’re constantly putting out financial fires instead of building the life you want — this episode is for you. I’m breaking down exactly what financial survival mode looks like, why it’s not your fault, and how to finally get out of it. We’ll talk about the emotional and psychological patterns that keep you stuck, how to retrain your brain to take control of your money, and the simple, actionable steps you can start today to move from scarcity to stability. Because you’re not bad with money, you’re just trying to survive in a system that wasn’t built for you. 00:00 — You’re Not Bad With Money (Here’s Why You Feel Stuck) 01:00 — What “Financial Survival Mode” Actually Looks Like 02:00 — Signs You’re in Financial Scarcity Mode 04:00 — “I’m Bad With Money” Is a Lie We’ve Been Taught 05:00 — Free Resource: The 5-Day Debt Payoff Challenge 06:00 — How Scarcity Mindset Affects Your Decisions 07:00 — Why “Just Work Harder” Advice Misses the Point 08:00 — The Real Source of Money Stress (It’s Not What You Think) 09:00 — The Gas Tank Metaphor: Know What’s in the Tank 10:00 — The Horror Movie Rule: Face the Monster 11:00 — How to Get Out of Financial Scarcity Mode (Step-by-Step) 12:00 — What a “Money Date” Looks Like 13:00 — How to Analyze Your Spending Patterns 15:00 — The Hidden Benefit of Tracking Progress 16:00 — Setting Money Goals That Actually Work 18:00 — A Goal Without a Plan Is Just a Wish 19:00 — Your 30-Day Action Plan for Financial Progress 20:00 — Small Wins Create Big Momentum 21:00 — The Power of Accountability (And Why We All Need It) 23:00 — The Role of Mindset and Financial Trauma 24:00 — Must-Listen Episodes to Go Deeper 25:00 — Final Pep Talk: You’re Doing Great Special thanks to our sponsor: SquarespaceGo to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	You're not bad with money.
0:01.1	You're just trying to survive in a system that wasn't built for you. I have taught millions of people how to overcome financial survival mode. And today, I'm sharing the exact tips and tricks I have taught women to go from scarcity to freedom over the next 25 minutes. But first, a word from our sponsors. This podcast is brought to you by Squarespace. One of the biggest things I hear from people who want to be business owners is they don't know where to start. They're like, I don't know what to do. I'm so overwhelmed. I want to start this business, but I need a logo and I need brand colors. And they make a million excuses to prevent them from getting started because they're too afraid of failure. They're too afraid of their business failing. And I've done the research for you. Squarespace. Squarespace is what you need to start that business
0:42.5	finally. Squarespace was the first investment I made in my business way back in 2016,
0:46.9	and they make it so easy for you to get a custom website without having to know how to code
0:52.1	and without spending thousands and thousands of dollars.
0:54.5	Squarespace has a bunch of stuff in addition to their website features. The best thing about
0:58.3	Squarespace is they're saving you money and a bunch of other things. They're helping you design
1:02.3	emails using their email campaign tool. They're helping you set up SEO tools with website
1:08.5	optimization that is built into Squarespace, and they help you offer your services
1:13.6	so you can get paid all in one place. You don't have to use another third-party platform.
1:17.7	If you're ready to start that business and you want to save money, Squarespace is the place
1:21.3	for you. Go to Squarespace.com slash FFPod for a free trial, and when you're ready to launch,
1:26.4	use offer code FF Pod to save 10% off your first purchase of a website or domain.
1:31.7	It is an interesting time to run a business between talks of tariffs and trade policies and supply chains and just the talk of the recession coming.
1:40.9	It's just a lot.
1:41.9	And if your business can't adapt in real time, it's not going to be
1:45.6	fun. It's not going to be fun to keep running that business. So you need total visibility.
1:51.3	And that's where NetSuite by Oracle comes in. They are trusted by over 42,000 businesses.
1:56.8	And it's the number one cloud ERP for so many reasons. It's one of the things I'm going to look into using as I continue to grow our business because you have one source of truth with NetSuite by Oracle. It gives you the visibility and control you need to make quick decisions. It helps you know what's stuck, what it's costing you, and how to pivot your business fast. If your revenues are at least in the seven figures, download the free e-book, Navigating Global Trade, Three Insights for Leaders at NetSuite.com slash FF Pod. That's
2:23.1	net suite.com slash FF pod.
2:39.5	Hi. Hi, financial feminists, welcome back.
2:40.9	If you're new, my name is Tori.
	...

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