Now to make the most of life, we can't undervalue the importance of sleep.

That's why I want to tell you about a fantastic podcast called Get Sleepy.

It helps you fall asleep with original stories and meditations.

They're captivating enough to grasp your attention and pull you away from your day-to-day problems,

yet so incredibly relaxing that you'll have no choice but to fall asleep.

Imagine relaxing in a tropical oasis or exploring an old library to discover its hidden secrets.

There are hundreds of episodes, so you're bound to find something you love and get a good night's

rest. Search for Get Sleepy wherever you listen to podcasts or go to GetSleepy.com.

It's another special edition of Optimal Living Daily Episode 256.

Seven surprises after tracking every penny in and out of my life for nearly seven years.

Part two, by me Justin Malik with BudgetsR60.com.

And like yesterday, today's a little different and that I'm reading to you a post that I wrote.

I don't do this often, so if you're looking for big names, come back tomorrow or the rest of this

week because it'll be back to normal then. But for now, I wanted to share this guest post that I

wrote for BudgetsR60.com. I started this post yesterday, so if you haven't checked out that episode yet,

please do. It'll make a lot more sense that way. And I think I'll leave it at that.

Let's jump right in and start optimizing your life.

Seven surprises after tracking every penny in and out of my life for nearly seven years.

Part two, by Justin Malik with BudgetsR60.com.

Surprise number four, gold or platinum health insurance isn't worth it for me.

Being self-employed is expensive. It feels much worse than receiving a paycheck from a company

because I have to pay quarterly taxes on my income, which is about a third of my earnings.

...