This is optimal finance daily episode 2515 investing reduced to its core by

pala pant of a Ford anything dot com and I'm your host and personal finance

enthusiasts Diana Merriam.

Welcome back to Optimal Finance Daily,

where I read to you from the best personal finance blogs.

So with that, let's get right to it as we optimize your life.

Investing reduced to its core by Paul a pant of a Ford Anything.com. Myth wealth comes from living below your means.

Fact. Frugality is the first step, not the last.

I'd like to tell you about one of the most is the first step, not the last.

I'd like to tell you about one of the most interesting couples I know.

They were apartment dwellers when we met, and I don't mean the New York City variety.

Their dark musty apartment fested in an area where land is

plentiful and square footage is cheap, where apartments are synonymous with squaller.

I'm not sure when their tables turned or how long they toiled

behind the scenes building their family empire. I can't pinpoint the year their

net worth climbed into seven digits. Their newfound wealth isn't flashy. They drive

modest cars and wear nameless brands, though they've upgraded into a nicer home.

The main hint that they're monied, isn't reflected in their purchases. It shows

in how they spend their time. Neither have jobs outside the home anymore, nor do they have

any sense of urgency about getting one. They travel regularly,

ski often, kayak on occasion, and hike like it's going out of style.

Occasionally I'll spend a weekend with them. When we're together at the grocery store, I see them scanning their receipt carefully, checking for errors.

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