2513: How We Began to Slash Our Budget by Amanda Brownlow of Hello Brownlow on How to Lower Your Bills

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Self-improvement, Education, Business

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🗓️ 11 November 2023

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Summary

Amanda Brownlow of Hello Brownlow shares how she and her husband began to slash their budget Episode 2513: How We Began to Slash Our Budget by Amanda Brownlow of Hello Brownlow on How to Lower Your Bills Amanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient. She only writes about budgeting and minimizing tricks that she has tried so that she knows that they work. She is on her journey to financial independence with her Little Guy in tow, and while maintaining a budget that allows her to save almost HALF of her income, she’s still able to go on adventures around the country. When she’s not running after her one-year-old, she’s writing about and thinking about new ways to make her life more efficient and bring simplicity to everything she does. The original post is located here: https://hellobrownlow.com/2016/03/20/how-we-began-to-slash-our-budget/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This is optimal finance daily episode 2513.
0:04.0	How We Began to slash our budget
0:07.0	by Amanda Brownlow of hello brownlow.
0:10.0	And I'm your host and personal finance enthusiast Diana Merriam.
0:14.0	Now let's get right to today's post and start optimizing your life.
0:18.0	How We began to slash our Budget by Amanda Brownlow of Hello Brownlow.
0:28.0	I'm very lucky to have married a frugal man that knows how to save money.
0:33.0	We met in 2010 when we were just 19 years old and had no clue on how to budget.
0:39.0	We went through college together and he got to see all my bad spending habits, which I'm very glad that he did
0:45.8	because I had a big spending problem that I tried to hide. I was fortunate enough
0:50.9	that my parents were able to help me financially through college.
0:54.4	I know that isn't the case for most.
0:56.4	I was very blessed and I still am.
0:59.0	Without the help of my parents I would have worked a lot more than I did and I would not have been able to graduate early.
1:05.8	My husband on the other hand had to work his way through college and it made him appreciate
1:10.0	the value of savings more than I did. When we got married the semester before we graduated,
1:16.0	I had no idea what it meant to save money. My average checking account balance was below $100,
1:22.2	and I ran that sucker all the way down to zero every two
1:25.4	weeks but I never overdrew my account.
1:28.7	You would think since my parents were money savvy mostly due to my banker mother, I would know my way around a ledger too, but I
1:36.1	didn't pay attention when they went over that life lesson.
1:39.4	I learned most everything about budgeting with my husband. It was a huge learning curve. When we
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