#2509 - Caleb Hammer
The Joe Rogan Experience
Joe Rogan
4.5 • 245.7K Ratings
🗓️ 4 June 2026
⏱️ 135 minutes
🧾️ Download transcript
Summary
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Joe Rogan podcast checking out. |
| 0:04.0 | The Joe Rogan Experience |
| 0:06.0 | Train by day, Joe Rogan podcast by night all day. |
| 0:10.0 | Good to see you, sorry. |
| 0:13.0 | Good too, nice to meet you. |
| 0:14.0 | Very nice to meet you too. |
| 0:15.0 | I enjoy your content. |
| 0:16.0 | Thank you. |
| 0:17.0 | You're a very sensible person, and you deal with a lot of very unsensible people. How do you fucking keep your shit together when you talk to these people? |
| 0:25.6 | You're a fun. |
| 0:26.6 | We tell everybody, you're a finance guy. |
| 0:27.6 | And did you start out in debt and then figured out how to get your shit together? |
| 0:32.6 | Yeah, exactly. |
| 0:34.6 | I was in college doing all the stupid American things, right? So you got that unlimited student loan debt for a bullshit degree. I was going for music composition. So complete bullshit degree. Maxing out every credit card, one of the first pieces of financial advice I got at 18 from the parents, max out a credit card to get the piano I wanted. So that's smart. |
| 0:54.3 | Your parents gave you that. Yeah, it's just the average American experience. You just max out a credit card. I don't know if your parents taught you anything about personal finances, but most don't. It's bad. So I was just maxing out every credit card, like everyone that comes on the show, like every American out there. We got $1.6 trillion in credit card debt in this country, by the way. |
| 1:14.5 | Woo. like everyone that comes on the show, like every American out there, we got $1.6 trillion |
| 1:12.5 | in credit card debt in this country, by the way. |
| 1:15.1 | Crazy amount. |
| 1:16.9 | Crazy amount. Yeah. That is really nuts. Yeah, it's crazy. All right out of 10 default. Yeah, it's absolutely insane. |
| 1:28.3 | But we have more auto loan debt in this country than credit cards too. |
| 1:32.3 | Really? |
| 1:33.3 | This is even crazier because Americans, you know, they're big pickup trucks and everything. |
... |
Transcript will be available on the free plan in 27 days. Upgrade to see the full transcript now.
Disclaimer: The podcast and artwork embedded on this page are from Joe Rogan, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Joe Rogan and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.