250. How Much Money Do I Need to Feel Safe?

Financial Feminist

Her First $100K

Education, Self-improvement, Business, How To

4.7 • 6.6K Ratings

🗓️ 28 August 2025

⏱️ 27 minutes

🔗️ Recording | iTunes | RSS

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Summary

I asked our audience one simple question: How much money would you need to feel rich? What I didn’t expect was a tidal wave of answers that weren’t just about income—they were about identity, survival, trauma, and the deep psychology of money. In this episode, I’m digging into the thousands of responses we received—from those saying $70K makes them feel secure, to others needing $750K+ just to feel safe in their high-cost-of-living cities. But beneath those numbers lies something even more fascinating: how we define wealth, comfort, and enoughness, especially as women navigating a world that tells us we should be grateful for scraps. This episode isn’t about hitting a random salary milestone—it’s about unraveling the emotional and psychological layers behind why we want more money and what it represents. From societal expectations to location-based cost pressures, from generational trauma to shifting lifestyle goals, I break down what your “rich number” might actually say about you—and challenge you to claim even more. Because financial safety isn’t simply a number. To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	I asked women how much they need to be making a year in order to feel rich. And the numbers pissed me
0:05.8	off. And yeah, honestly, I'm probably about to call you out. This podcast is brought to you by Squarespace.
0:10.3	One of the biggest things I hear from people who want to be business owners is they don't know where to
0:14.7	start. They're like, I don't know what to do. I'm so overwhelmed. I want to start this business, but I need a
0:19.4	logo and I need brand colors.
0:26.3	And they make a million excuses to prevent them from getting started because they're too afraid of failure. They're too afraid of their business failing. And I've done the research for you.
0:30.7	Squarespace. Squarespace is what you need to start that business finally.
0:35.3	Squarespace was the first investment I made in my business way back in
0:37.8	2016 and they make it so easy for you to get a custom website without having to know how to code
0:44.0	and without spending thousands and thousands of dollars. Squarespace has a bunch of stuff in
0:47.7	addition to their website features. The best thing about Squarespace is they're saving you money
0:51.5	and a bunch of other things. They're helping you design emails using their email campaign tool. They're helping you set up SEO tools with
0:59.7	website optimization that is built into Squarespace and they help you offer your services so you can
1:05.9	get paid all in one place. You don't have to use another third party platform. If you're ready to
1:10.3	start that business and you want to save money, Squarespace is the place for you. Go to Squarespace.com
1:15.0	slash FFPod for a free trial. And when you're ready to launch, use offer code FF Pod
1:19.6	to save 10% off your first purchase of a website or domain. Hi, I'm Tori. I'm a multi-millionaire. I'm a money expert, and I have helped over five million
1:38.5	women get better with money. And we had an Instagram post that absolutely blew up where I post the question,
1:45.2	how much does your yearly salary need to be in order for you to feel rich?
1:49.9	I didn't expect to do a podcast episode about this.
1:52.5	I didn't expect to do another video about this.
1:55.0	But the answers were so interesting.
	...

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