Hello, whinabbers. My name is Jesse Meagam, This is podcast number 247 for why now.

Where we teach you four rules to help you stop living paycheck to paycheck,

get out of debt and save more money.

What happens if you save that money and then something happens which

requires you to then use that money? Specifically think about things like your

emergency fund or saving up for the new roof when you

know it's going to go caving in or saving up for car repair you know is going to happen.

This one's particularly dicey when you get to the emergency fund.

The emergency fund is this big pile of money for which you are quite proud that then just can sit there and it doesn't have a job except to cover you for things that you hadn't foreseen.

As you begin to use Wineen more and more,

you'll notice that you have fewer and fewer emergencies

because you've been setting aside money

for things that you foresee.

And if you foresee something, it doesn't really catch you off guard.

It doesn't become quite the crisis that it used to in the past.

However, there are times where the emergency really does happen.

Murphy really strikes.

And what are you going to do about it?

The temptation here.

Let's say you got an emergency fund of $15,000.

And then something happens, a pipe bursts, the roof caves in.

You got a big leak, who knows what it is,

...