Last week’s show ruffled a few feathers when Jemal explained why he told Karl not to pay his credit card bill when he received his tax return. Listeners worldwide commented, refuting the advice calling it backward, irresponsible, and downright wrong. Today the guys break down the numbers, and Jemal explains how not paying your credit card bill and leveraging the credit line can help you create wealth and better invest your money. The Secret to Success Topics: [04:59] - Trey’s Comedy Corner [09:24] - Accelerated Life [18:20] - 2 Seconds  [28:16] - Hate Mail [41:40] - Family Trust [53:23] - 20,000 sq foot house [1:10:00] - Constraints  Listener Perks: Organifi is giving our listeners 20% off of their order just go to www.organifi.com/success. Their superfood green juice powder allows you to get your greens anytime anywhere while on the go. REBUILD Series: www.rebuildseries.com Study when it’s convenient for you and take your mobile classroom wherever you go. Earn a quality online degree at an accredited college and enjoy all the benefits of the Ashford experience:   www.Ashford.edu/success Get connected with a network of over 3,500 people who listen to ET, and embody the work ethic and spirit of ET. To learn more about Breathe University. Subscribe to the podcast via Apple Podcasts.