This is Optimal Finance Daily Episode 2358, this simple, unconventional way to form

spending habits so you never have to think about your expenditure again by Charlie Brown

of Simple and Straightforward.substac.com and on your host and personal finance enthusiast

Diana Mariam, now let's get right to today's post and continue optimizing your life.

This simple, unconventional way to form spending habits so you never have to think about

your expenditure again by Charlie Brown of Simple and Straightforward.substac.com.

I can't remember the last time I had to think about how much money I spend on a daily basis.

I'm no Rockefeller, my husband and I live on around 40 grand a year between us, which

is 30 grand less than the US median.

We don't budget, we don't count pennies, and if we want something, we buy it.

Our ability to do this boils down to one simple premise, a premise that is used by

everyone I know who is of modest to better monetary means and good with money.

We listen to our guts.

Not other people's opinions about where we should spend our money.

Not advertisements, not societal norms, not our parents or friends.

Not even our greedy brains when they start to justify where we need insert item here.

We listen to what our gut feeling says about every single purchase we make, and we use

that gut feeling to inform our spending habits.

It turns out that guts need far less than you think, which means you have a shot at having

it all.

Lucky gut, lucky you.

Here's how it works.

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