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ChooseFI | Financial Independence Podcast

231 | Budget Meal Planning and Creative Cooking Tips

ChooseFI | Financial Independence Podcast

Jonathan Mendonsa & Brad Barrett | Choose FI Media, Inc

Business, Careers, Investing

4.85.2K Ratings

🗓️ 10 July 2020

⏱️ 51 minutes

🧾️ Download transcript

Summary

Most people think casseroles are just a way to disguise food you're trying to get rid of. Brad and Jonathan flip that assumption, showing how a simple framework—protein, starch, vegetable, binder—turns random leftovers into intentional meals that cut grocery bills and food waste. They cover the leftover casserole challenge, adapting 529 plans when college isn't a given, teaching kids networking skills early, and why acquiring marketable skills matters more than chasing degrees. Key Topics Leftovers and Casseroles: Brad and Jonathan challenge the stigma around leftover casseroles, encouraging listeners to use kitchen staples creatively and minimize food waste. Healthy Wage Bet: Jonathan shares his weight loss challenge and how gamification supports fitness goals. College Planning: Flexibility in college savings strategies and the potential benefits of alternative educational paths. Networking: Building relationships for personal and professional growth. Timestamps & Key Insights [00:01:00] Birthday Celebrations: Brad shares his birthday weekend at the pool and a family hike in Shenandoah National Park. [00:03:00] Casserole Discussion: Jonathan prompts a conversation about the stigma surrounding casseroles and encourages creative meal prep. "There's a predictable series of ingredients in certain categories that lead to something delicious." [00:06:17] [00:12:01] Small Lifestyle Changes: Brad discusses how small, consistent changes lead to significant results. "Every time that you go out and take a walk, instead of sitting on the couch, even if that walk is four houses, right? It doesn't have to be 10 miles to count..." [00:18:00] College Planning: Adapting college savings strategies and the shift in approach regarding 529 plans. [00:30:31] Skills Over Degrees: The value of skill acquisition over traditional degrees in preparing children for the future. "Skills over degrees." [00:35:00] Networking Essentials: The importance of nurturing relationships and connections for future opportunities. "Networking is not spammy; it's about building relationships." [00:38:02] Action Items Try making a casserole from leftovers this week [00:07:29] Review your current college savings strategy and adjust as necessary [00:24:00] Reach out to a contact in your network to strengthen professional relationships [00:38:02] Resources Healthy Wage [00:18:48] Wins of the Week Listener Andy secured a 17% raise after negotiating his salary, inspired by the show's previous discussions on salary negotiation strategies. Terminology 529 Plans: Tax-advantaged savings plans designed to encourage saving for future education costs [00:21:17] Casserole: A dish made by baking various ingredients together, often made with leftovers [00:03:16] Networking: The action or process of interacting with others to exchange information and develop professional or social contacts [00:38:02] ▶ Listen Next: Ep. 232 — Raising Your Money-Savvy Family For Next Generation Financial Independence | Essential Listening

Transcript

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0:00.0

The world has changed a lot over the last several years.

0:02.0

And there's many industries that have been adversely

0:04.0

and negatively affected by that.

0:06.0

And the career outlook in those industries

0:08.4

has been tarnished or damaged maybe for years to come,

0:11.6

which has put a lot of people in a pinch

0:13.4

and looking for the possibility of a pivot.

0:16.4

We've put an increasing amount of focus

0:18.2

on unlocking the power of certificate programs,

0:20.9

which enable us to quickly pivot into a new career

0:24.5

in a very cost-effective manner,

0:26.2

unlocking fantastic income potential

0:28.6

and remote work flexibility.

0:30.7

For those of you that are maybe for the first time

0:32.5

considering making a similar transition,

0:34.8

let me encourage you to check out Salesforce

0:36.7

as a potential option.

0:38.6

It's hard to overstate how amazing the growth potential

0:42.4

in this particular industry is

0:44.2

and how amazing the starting salary is,

0:47.5

even for people that are literally working their first job

0:50.7

in this role with no prior experience.

...

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