228 – Interview With Andrew And Melissa Who Did NOT Need 20% Down To Buy And Bought Their First Home In A Matter Of Weeks!
How to Buy a Home: The #1 First Time Home Buyer Podcast
David Sidoni
4.8 • 891 Ratings
🗓️ 27 March 2024
⏱️ 36 minutes
🧾️ Download transcript
Summary
The down payment is one of those bogeymen that usually scare would-be homebuyers from making their move. A lot of people think that they have to put down 30% for their offer to stand a chance. But this power couple proves that isn’t necessarily the case, even in this market. In this episode, Andrew and Melissa join David in a conversation that details how they bought their first home in a matter of a few weeks without putting down anything close to 20%! Tune in and learn how, with the right tricks and a unicorn to guide you, you can actually find the property of your dreams and snatch it for just a low down payment!
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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with over 18 years of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.
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Transcript
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| 0:00.0 | Are you stressing out about your rent payment going way up if you try to turn it into a mortgage |
| 0:06.0 | payment? I understand. A lot of people feel this way. And instead of just sitting around |
| 0:11.7 | being concerned about it and worrying about it, I've got a great example here. This is Melissa |
| 0:17.2 | and Andrew. They ended up listening to the podcast and figuring out that they wanted to buy a |
| 0:22.5 | home. They even knew their rent was going to go up and their rent actually doubled, doubled |
| 0:29.8 | when they had to figure out what their mortgage payment was going to be. But listen to this great |
| 0:33.9 | interview with them and you'll hear how they worked the plans, worked the planning, got the unicorn team. |
| 0:38.9 | And because they've done so much planning ahead of time, by the time they talked to their |
| 0:42.3 | unicorn, they ended up buying in just a matter of weeks. |
| 0:47.0 | And no, they didn't use 20% down. |
| 0:50.9 | They did this all with a low down payment. |
| 0:53.5 | Let's listen. Hi, everybody, very excited today because once again, we have another listener who is sitting in their home. |
| 1:19.4 | Their very first home, listeners, I should say, this is Andrew and Melissa, and they closed on their home a year ago around March of last year, beginning of March of last year. |
| 1:32.0 | So Andrew Melissa, say hi to all the homies out there. |
| 1:35.4 | Hi, everybody. |
| 1:38.0 | Okay, so give us your best tip. |
| 1:40.1 | What was your biggest takeaway? |
| 1:41.9 | I know it was a long time ago for you guys, but that's the thing |
| 1:45.7 | with the podcast. We want to make sure we're getting as many stories as we can out there. Tell us |
| 1:50.0 | what you remember in the process that still sticks out in your head. Yeah. Do you want to first? |
| 1:56.1 | Yeah, no. Biggest tip would probably be find people that you're comfortable with and that you trust and our experts |
| 2:02.5 | because we were first time. And if we didn't have the people that we had, I think we would have been |
... |
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