This is Optimal Finance Daily, episode 2269, failing at early retirement by Jeremy of GoCurrieCracker.com.

And I'm your host and personal finance enthusiast, Diana Mariam.

Thanks so much for joining once again here on Optimal Finance Daily.

I'm here narrating for you every single day from some of the best articles on the web when it comes to money and finance.

So without further ado, let's get right to today's post and start optimizing your life.

Failing at early retirement by Jeremy of GoCurrieCracker.com.

From the inbox paraphrased, our portfolio is down and prices are up.

This has caused some anxiety in our household and I've considered going back to work even just part time.

I think more income will help with cash flow and reduce worry, but I'm concerned that I'll feel like I failed at early retirement.

What do you think about this?

I don't know the best way to work through this decision and associated emotions, but a technique that I've used successfully in the past

is to find others who have been through something similar and see if I can learn from their decisions and example.

Let me be that example. I recently got a job.

Failing at early retirement.

The idea that earning some income is equivalent to failure for an early retiree is common, but I think it's misplaced.

One of the items in my foundation for long term success is be okay with going back to work for a while.

Only death and taxes are guaranteed, although I beg to differ somewhat on that point also.

There's no right or wrong or moral weight to the decision to add or subtract dollars from a retirement portfolio.

So if something doesn't feel right and you think work would help, then work.

In my own recent experience, we moved back to the US about a year and a half ago and our cost of living has exploded.

Our passive income is down as expected.

I have a lot of time on my hands. Both kids are in school at least part time.

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