22 Things Broke People Waste Money On

The Personal Finance Podcast

Andrew Giancola

Entrepreneurship, Investing, Business

4.6 • 1.2K Ratings

🗓️ 9 July 2025

⏱️ 42 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

In this episode of the Personal Finance Podcast, we are going to talk about 22 things broke people waste money on. Watch this episode on Youtube. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok. Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc. This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don’t have to take notes and make summaries anymore. Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Function is offering 160+ lab tests for $365 to anyone who signs up. To get started, visit www.functionhealth.com/PERSONALFINANCE Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Links Mentioned in This Episode: The 1-3-6 Method For Building & Managing Your Emergency Fund 11 Car Buying Mistakes you Need to Avoid! (Don't Make These Mistakes!) Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Are you trying to make progress with your finances? I've been there. Overdraft fees, missed payments,
0:05.6	and wishing I had better tools. That's why I switched to CHIME. When you set up direct deposit,
0:10.4	you get paid up to two days early, access fee-free overdraft with SpotMe, and there are no monthly fees
0:16.5	or maintenance charges. I also love how CHIMM sends real-time balance alerts and has 24-7 customer
0:22.3	support. And with access to over 50,000 fee-free ATMs, it's made managing money way easier.
0:29.0	So work on your financial goals through Chime today. Open an account in two minutes at
0:33.4	chime.com slash pfp. That's chime.com slash pfp. Chime feels like progress.
0:40.1	Chime is a financial technology company, not a bank. Bank. Bank. Bank. Provided by the Bank
0:42.9	Bank or Stryd Bank N.A. Members FDIC. Spot me eligibility requirements and overdraft limits apply.
0:46.4	Timing depends on submission of payment file. Fees apply required. Oh, that's my prime delivery. Huh, already.
0:54.8	Only one thing can match the buzz of Prime's fast delivery.
0:58.3	And that's the buzz of Prime's entertainment.
1:01.1	What are we watching?
1:01.8	Heads of State.
1:02.6	That new action comedy with Idris Elba as the Prime Minister,
1:05.4	John Sina as the President,
1:06.7	and Priyanka Chopra Jonas as their only hope.
1:09.1	Looks like a blast. From fast delivery to explosive entertainment, it's on Prime.
1:14.6	For only $899 a month, join now.
1:17.3	Content includes limited ads, subscription, or to renews.
1:19.6	For more information, go to amazon.com.uk.ukes slash Prime.
1:22.2	On this episode of the Personal Finance podcast, 22 things broke people waste money on.
	...

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