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Special Christmas episode for you today. You're going to hear from a caller who wants to

resell Christmas trees in January. Okay, they've got this great idea. They're like in December

everyone wants a tree. Okay, and then in January, the whole supply and demand thing flips. So,

can I in fact make a lot of money or more likely can I make no money? I mean, that's basically how

that whole conversation would go. Probably not the best idea, so we're not going to take that question

today. We're going to take a different question, even though if somebody out there wants to start

reselling Christmas trees in January, I would love to know how that works out. But just in case it

doesn't, our listener today is a financial advisor who specializes in helping clients tackle their

debts and get their finances in order. Now, this sounds like important work, just as important,

perhaps actually more important than reselling something. And of course, there's a large market

of people who need help with their finances and debt and such. Just one problem, however,

Julie doesn't like charging for this work. So, what can be done? Stay tuned, quick shout out to

our sponsor, detailed question, and my answer. Hi, this is Julie from New York. I've been listening

for a while and really appreciate your practical advice. In my side business, I help people tackle

their debt and get creditors to stop hassling them. This isn't usually that hard, but when someone's

overwhelmed, they don't know what to do. I'm able to make a real difference in someone's financial

...