2116: [Part 1] The Greatest Risk To My Retirement Goal by Craig Stephens

Optimal Finance Daily - Financial Independence and Money Advice

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Investing, Business, Education, Self-improvement

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🗓️ 28 November 2022

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Summary

Craig Stephens of Retire Before Dad talks about the greatest risk to his retirement goal. This is part 1 of 2. Episode 2116: [Part 1] The Greatest Risk To My Retirement Goal by Craig Stephens Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/greatest-risk-to-retirement-goal/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	If you are a lover of affirmations or you've just heard about how powerful they can be,
0:07.0	then you are going to love the Daily Affirmations for Women Podcast, created by the Women's
0:13.0	Meditation Network and hosted by the amazing Jodi Aegard.
0:17.0	Every morning you'll receive an episode that is dedicated to one specific affirmation,
0:22.0	so you can have this space to reflect on it and receive the power within it.
0:26.0	Follow and start listening now to the Daily Affirmations for Women Podcast on your favorite podcast player.
0:35.0	This is Optimal Finance Daily, episode 2116.
0:39.0	The greatest risk to my retirement goal, Part 1, by Craig Stevens of RetireBeforeDad.com,
0:46.0	and I'm your host and personal finance enthusiast, Diana Mariam.
0:51.0	Now today's post is actually broken up into two parts, so I'll be reading you half the article today,
0:57.0	and we'll finish the rest tomorrow.
0:59.0	So let's jump right into Part 1 and start optimizing your life.
1:07.0	The greatest risk to my retirement goal, Part 1, by Craig Stevens of RetireBeforeDad.com.
1:15.0	More than a decade ago when my dad retired from his teaching career at age 56,
1:20.0	I told him my retirement goal was to beat him and stop working at age 55.
1:26.0	It seemed natural to me that in order to live better off than my parents, I should retire before them.
1:32.0	I reject the notion that because younger generations are statistically more likely to live longer than our parents,
1:38.0	we'll need to work longer.
1:40.0	According to a recent study by Alicia H. Menel at the Center for Retirement Research at Boston College,
1:47.0	the average age of retirement for men in the US is 64.
1:51.0	For women, it's 62.
1:53.0	These averages haven't changed much in the past 10 years.
	...

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