2113: Have Yourself a Frugal Little Christmas by Jen Hayes

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

4.4 • 1.3K Ratings

🗓️ 26 November 2022

⏱️ 11 minutes

🔗️ Recording | iTunes | RSS

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Summary

Jen Hayes wishes you a frugal Christmas Episode 2113: Have Yourself a Frugal Little Christmas by Jen Hayes A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://www.jenhayes.me/have-yourself-frugal-little-christmas/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This is Optimal Finance Daily Episode 2113.
0:04.6	Have yourself a frugal little Christmas by Jen Hayes of Jen Hayes.me and I'm your host
0:11.2	and personal finance enthusiast Diana Miriam.
0:14.8	Now let's get right to today's post and start optimizing your life.
0:23.2	Have yourself a frugal little Christmas by Jen Hayes of Jen Hayes.me.
0:29.9	Christmas is an expensive time of year and regardless of how much you earn, most families
0:34.6	have to be frugal in some way or another.
0:37.6	There's lots to buy and lots to organize.
0:40.5	It's no wonder it's ranked as one of the most expensive and stressful times of the year.
0:45.5	But Christmas really is a lot of fun so it's all worth it.
0:49.2	Just follow the tips here to stop yourself from overspending and getting into trouble financially.
0:55.8	Number 1.
0:56.9	Search for bargains.
0:59.0	There are plenty of ways you can save money over Christmas if you shop smart.
1:03.8	Rapping paper, cards, bows, tape, gift tags, and more can all be bought cheaply in places
1:10.0	like grocery stores, dollar stores, and eBay.
1:14.0	Forget going for luxury here.
1:16.1	You can still make your gifts look gorgeous with less expensive wrapping and it's only ever
1:20.6	going to be torn off and thrown away anyway.
1:23.9	You can find stocking fillers and token gifts in the same kinds of places.
1:29.0	Sometimes you need an inexpensive gift for a colleague, neighbor, teacher, or someone
1:33.5	else that you're not extremely close to.
	...

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