21 Spending Habits That Are Quietly Keeping You Broke
Frugal Friends Podcast
Jen Smith & Jill Sirianni | Backyard Ventures
4.6 โข 1.2K Ratings
๐๏ธ 31 March 2026
โฑ๏ธ 54 minutes
๐๏ธ Recording | iTunes | RSS
๐งพ๏ธ Download transcript
Summary
Warning: this episode might expose a few spending habits weโre all guilty of. The takes are spicy and the questions are thought-provoking, but the goal is simple: help you keep more of your money. Today, Jen and Jill break down 21 everyday habits that could be secretly draining your paycheck.
๐๏ธ Get full show notes here!
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Transcript
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| 0:00.0 | spending habits that are quietly keeping you broke. |
| 0:08.2 | Welcome to the frugal friends podcast, where you'll learn to save money, |
| 0:13.5 | embrace simplicity, and live a rich in your life. |
| 0:18.1 | Here are your host, Jen and Jill. |
| 0:25.3 | Okay. Here are your host, Jen and Jill. Welcome, frugal friends. I'm Jen. |
| 0:28.0 | And I'm Jill. |
| 0:28.9 | And today we have some spicy, hot takes on some things that you are probably doing that are leading to or exacerbating that feeling of |
| 0:42.1 | being broke or the actuality of being broke. Who knows? Not probably doing. You are, you are doing. |
| 0:48.6 | You're doing at least one of them. And let us know in the comments which one it is and we can all |
| 0:53.1 | commiserate together. |
| 0:54.2 | Yeah, you might feel a little offended by one or two that we're going to bring up. |
| 0:59.0 | But we're all in the same boat together. |
| 1:00.7 | We don't say this in judgment. |
| 1:02.2 | These are things that everyone does. |
| 1:05.3 | But if you are not aware of them, they will eat up your bank account. And all 21 together can be really detrimental. And that's |
| 1:15.9 | why we're going to tell them to you so that you know and you're aware. Then we can make different |
| 1:20.3 | choices. So let's get into it. Number one, this is all you, girl. Number one is avoiding the call. You know, you know who you are. You know I'm |
| 1:30.6 | speaking to you. There is a call that you need to make to lower a bill, negotiate a bill, |
| 1:38.4 | whether it's auto insurance, internet, phone. There is something coming up and you need to make a call and you are |
| 1:47.8 | avoiding it. And it's costing you money. That is all, and I say that at every bill in the week, |
| 1:55.6 | a bill of the week when we get somebody who's like, I lowered this, I lowered this, they made the call. |
| 2:00.1 | They made the call. And they are |
... |
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