Brought to you by the Every Dollar app. Start budgeting for free today. So in a bit of a situation,

I'm 21 years old, three kids, five, two, and 34 days.

Ooh!

Started young, right? Yeah. I own a rental property, a duplex here in town, and own the home that I'm living in.

So two different mortgages, two different car payments.

Trying to figure out what best suits me.

Should I, I'm finding myself payment poor, which is probably 90% of the phone calls you guys receive.

And I'm trying to see if it's smart for me to keep saving for one thing, but falling behind

on the other.

What are you saving for?

Or should I?

Well, I'm just, like I said, I just went through a career switch. So I was in the car

business for the past four years, making 130 grand a year. Now I am a nurse making about 80 grand a

year. Whoa. And I, you know, it's what I went to school for. It's more consistent money, but definitely less now.

It will be more in the future, but less now.

And for these next couple years, it's going to be the income that can't afford what I have.

So I'm trying to figure out, it doesn't make sense for me to give, you know,

does it make sense for me to take a minor hit on my credit

and give car payments back to receive more money in my pocket so I can keep the lifestyle

for me and my wife or to make sense for me to sell everything so I can get more ahead of the

game or just. Okay, I tell you what, Colin, we're going to, George is going to tell you what to do,

but can I guide you so we can get to it faster?

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