2060: [Part 1] The Four Backstops to the Four Percent Rule by Sean Mullaney

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🗓️ 10 October 2022

⏱️ 11 minutes

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Summary

Sean Mullaney of FI Tax Guy shares four backstops to the four percent rule. This is part 1 of 2. Episode 2060: [Part 1] The Four Backstops to the Four Percent Rule by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC’s Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning. The original post is located here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

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0:00.0	anti-mini cheddar they don't get cheddar than this could be the greatest cheese
0:07.0	no camera they might well-breed I just wish I had my own packet gives another no
0:12.3	chance you're better by your own well that's mature add some cheese to the moment
0:17.0	with mini-chedders baked with real cheese the best thing I got on Z-POP that's a
0:21.9	good question this really nice 80s Adidas jumper the corduroy is which I'm
0:26.2	wearing this pink mini skirt there's Jessica Torheri probably my unif choke boots
0:30.9	this pair of jeans I wear them all the time the main one I'm quite into the
0:34.2	moment is extreme layering range white okay relaxed grandpa part-time punk part-time
0:40.3	polypocket I think co-cat is the word baggy relaxed and a bit out there
0:44.4	never sure I barely sure sure that's like my favorite outfit at the moment I got
0:49.1	it on D-POP this is optimal finance daily episode 2060 the four back
0:55.0	stops to the 4% rule part one by Sean Mulaney a five tax guy dot com and I'm
1:02.2	your host and personal finance enthusiast Diana Mariam now today's post is
1:07.0	actually broken up into two parts so I'll read the first half today and we'll
1:11.7	finish the rest tomorrow so let's jump right into part one and continue
1:16.6	optimizing your life the four back stops to the 4% rule part one by Sean
1:26.9	Mulaney a five tax guy dot com introduction worried about an early retirement
1:34.5	based on the 4% rule might the 4% rule work because of natural back stops most
1:40.5	early retirees enjoy the 4% rule the 4% rule is a rule of thumb developed by
1:48.1	the five community for example jail Collins writes extensively about the 4%
1:53.3	rule in chapter 29 of his classic book the simple path to wealth boil down the
1:59.3	rule of thumb states that an investor can retire when he or she or a couple
	...

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