It's time for another Q&A episode.

This week I'll be talking about Social Security spousal benefits, withholding taxes from Social Security,

bonds versus bond funds, separating basis out of traditional IRAs and much more in this is a 206th episode of the Retirement Planning Education Podcast.

Welcome to the Retirement Planning Education podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies, annuities, estate planning, and much more.

And now here's your host, Andy Panko.

Hello, all. Welcome back. Thank you as always for listening.

Today is this month's Q&A episode, otherwise known as question and answer. As always, thank you to

everyone who sent in questions through email, which you can email to Andy at Andypanco.com.

I will do my best to get to them. I won't get fully caught up with all the questions I have in this, uh, in today's episode, but I'll get most away there. And I will start off with one that I somehow missed previously. I thought I was caught up. And, uh, this person emailed me to say, hey, I don't, I don't think you got to my question. I don't know what happened. It wasn't in my junk mail. It wasn't in deleted.

I do see she sent it to me, but anyway, so I'll be addressing that one first.

Before we get into it, what do you call a fake noodle?

An impasta.

And my big goofy smile moment is, I just recently found out, I think two days ago, that one of my favorite bands who have never actually seen in person, I've only really got into them, 2023, and they haven't toured much since.

The one time they did tour, I couldn't near nearby, I couldn't make it. It was my daughter's birthday that day.

But they just announced that they will be doing a national tour later this year.

And there are two dates near me, one in Philadelphia, one in New York.

To be determined which one I go to, I actually kind of prefer Philadelphia,

even though I have to drive it a little easier.

The place you're playing in New York is in a not super convenient area of Manhattan to get to from where we are.

Plus, I'm generally not too much of a fan of New York City anyway, even though I've worked there for 15 plus years.

So anyway, for those you who are interested, the band is called the Airborne Toxic Event.

They're not huge. They were never, you who are interested, the band is called the Airborne Toxic Event. They're not huge.

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