2032: Is It a Good Time to Refinance Your Mortgage? by Kumiko

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

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🗓️ 16 September 2022

⏱️ 10 minutes

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Summary

Kumiko of The Budget Mom talks about whether or not it's a good time to refinance your mortgage Episode 2032: Is It a Good Time to Refinance Your Mortgage? by Kumiko Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/is-it-a-good-time-to-refinance-your-mortgage/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This is Optimal Finance Daily Episode 2032.
0:04.0	Is it a good time to refinance your mortgage?
0:07.0	By Camico of thebudgetmom.com
0:10.0	and I'm your host and personal finance enthusiast, Diana Mariam.
0:14.0	Now let's get right to it as we optimize your life.
0:22.0	Is it a good time to refinance your mortgage?
0:25.0	By Camico of thebudgetmom.com
0:29.0	As I sit down to write this article,
0:31.0	federal interest rates are historically low.
0:34.0	And although the federal funds rate and mortgage rates
0:37.0	aren't directly tied together,
0:39.0	there's still a good chance that you may be able to find a lower interest rate
0:43.0	than what you're paying on your current mortgage.
0:45.0	Because rates are lower,
0:47.0	many people are wondering whether it's a good time to refinance their mortgages.
0:51.0	Unfortunately, there's no clear answer
0:54.0	that will apply to everyone's situation.
0:57.0	In some cases, refinancing your mortgage is wise.
1:00.0	Yet for other people, it's not a good move.
1:03.0	Listen on to learn how to determine
1:06.0	if you should refinance your personal home loan.
1:09.0	Pros and cons of refinancing a mortgage.
	...

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