One of the biggest misconceptions about buying a home right now is that you have to wait for the perfect moment, perfect rates, perfect timing, perfect market.

The truth is, that moment doesn't really exist.

A lot of buyers pause because of headlines or assumptions, but every situation is different.

Race change, market shift, and personal goals matter just as much as what's happening nationally.

That's why talking to a local lender can be so valuable. When you contact Stock to Mortgage, you get paired up with a local lender. That lender will give you your options. That lender will explain the situation. You can ask your own questions. That's what it's all about. Get into the closing table as simple and as easy as possible. Our friends at Stockton Mortgage focus on helping people and understand their options,

whether you're ready to buy now, later, or just starting to ask questions.

There's no pressure to make a decision, just a chance to get real information and a clearer picture of what's possible.

Sometimes the smartest move isn't waiting, it's getting informed.

Visit Stockton.com today to learn more about your options.

NMLS 8259 Equalty Lender, NMLS Consumer Access.org.

Welcome back.

It is hour number two here, Kentucky Sports Radio in Clay County in Manchester.

All right, come on now.

You can do better than that, Clay County.

Welcome back.

It is Kentucky Sports Radio.

There we go.

Here at the opening of the Freedom House,

Volunteers of America, Mid-States.

I want to give a shout-out,

first of all, the sponsors' First National Bank of Manchester,

the Dave Flannery Veterans Support Fund,

...