One of the biggest misconceptions about buying a home right now is that you have to wait for the perfect moment, perfect rates, perfect timing, perfect market.

The truth is, that moment doesn't really exist.

A lot of buyers pause because of headlines or assumptions, but every situation is different.

Race change, market shift, and personal goals matter just as much as what's happening nationally.

That's why talking to a local lender can be so valuable. When you contact Stock the Mortgage, you get paired up with a local lender. That lender will give you your options. That lender will explain the situation. You can ask your own questions. That's what it's all about. Get into the closing table as simple and as easy as possible. Our friends at Stockton Mortgage focus on helping people and understand their options,

whether you're ready to buy now, later, or just starting to ask questions.

There's no pressure to make a decision, just a chance to get real information and a clear picture

of what's possible.

Sometimes the smartest move isn't waiting, it's getting informed.

Visit Stockton.com today to learn more about your options.

NMLS 8259 Equalty Lender, NMLS Consumer Access.org.

Welcome to Hour 2 of Kentucky Sports Radio presented by Stockton Mortgage.

Now here's Matt Jones. Welcome back. It is the Kentucky Select Chevy Dealer's KSR pregame show or hour number two of KSR, whichever you want it to be. 859-28027.

772-7754. Just got a message for one of my friends starting to see some of the big blue mist in Nashville, not quite what it is normally, but there are a lot of Kentucky fans here. It's cool to hear that guy called in right at the end of the first hour. He's in line with other UK fans waiting to get in for the game today. It's kind of cool to hear that. I don't know if this is a compliment, Shannon. somebody writes as a woman I want to agree with the guy it's fine

Ryan It's kind of cool to hear that. I don't know if this is a compliment, Shannon. Somebody writes, as a woman, I want to agree with the guy. It's fine. Ryan's a harmless, dirty old man, not a creepy old perv. There's a big difference. Really? Dirty old man, creepy old perv. I would fall under the same category under the same umbrella. She says there's a distinction. Well, that's good, Ryan. It's a backhanded compliment, right? That's kind of a compliment. I don't even know if I even agree with her. Well, you think you're creepy? I can be a little cringy. Yeah. Yeah, you can. I think she's trying to say, though, well, my vote is let's get in none of those categories.

Yes.

And just be regular.

Dakota Johnson has a new Calvin Klein ad campaign.

I saw it.

I've seen it.

Calvin Klein's all up in the JFK show.

Oh, really?

...