If you're looking to start 2023 with a plan for investing, you're in the right place.

Motley Full Money starts now.

I'm Chris Hill joining me today, Motley Fools, Chief Investment Officer Andy Cross.

Andy, thanks for being here.

Hey Chris, thanks for having me.

2022 is officially behind us, the worst year for investors since 2008.

Personally, and I said this on the show last week, I am cautiously optimistic about 2023.

We'll get into some specific industries in a bit, but I am curious, what is your mindset

right now at the start of this year?

Well, I too, Chris, remain optimistic to be a long-term investor, especially coming off.

Not just one of the worst performing markets for stocks, but if you look at the bond market,

if you look at investors' general portfolios, the Vonted 6040, so-called portfolio, 60%

stocks, 40% bonds, maybe some closer to retirement may have more in the fixed income space,

that at one of the worst years ever.

I mean, it just, it was down, it's down somewhere in the high teens going into the end of the

year.

So it's just a really tough year for investors, only really one bright spot in the S&P 500

sector, which was energy, which is up more than 50% for the past year.

All the rest were basically down and down big, and of course we know at the individual

stock level.

So, investors are feeling this volatility and tumultuous time to start the year, and

we've seen both interest rates move up, and we've seen multiple stock multiples for

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