Welcome to the best of the left podcast with clips today from the onion radio news, the

Colbert Report, This American Life, Counter-Spin, The Daily Show, and The Tom Hartman Show.

Record numbers of Americans are settling for sex at home. It's the onion radio news. This is Doyle Redlin reporting.

As the economy continues to slip more and more, US citizens are getting by with sexual intercourse at home and are now taking a pass on costly prostitutes and escort services.

Sexologist Dr. Henry Byner says Americans who have long taken pride in the relentless pursuit of sexual pleasure have been forced to do more with less.

The fact is that people are having sex with their spouses and be occasional babysitter. It's like 1975 over again.

There is light at the end of the tunnel, however, as the Ford Motor Company reties its first hybrid party van for production later this year.

Doyle Redlin, for the audience.

The American Life, Counter-Spin, The Daily Show, and The Tom Hartman Show.

Here to talk more about this legislation and its regulatory overreach is the author of Straft.

Why America's 20 and 30-somethings can't get ahead? Please welcome Tamera Draught. Thank you so much.

Let me get this out of the way. Now, Tamera, tell me what's wrong with the credit card companies? Why do we need this legislation?

We need it because the entire industry is built on a business model of gotcha tactics that are designed to keep people in debt at a very high cost.

But that's what business is about. It's gotcha money.

And gotcha they do to the tune of $18 billion in penalty fees alone last year.

But don't pay the penalties and you don't have to pay the fees.

But they want you to and they design all sorts of tricks and traps to mess you up. Let me give you an example.

Let's say you're out of town. So your credit card bill, your payment arrives maybe a day late.

They're going to jack up your rate to 29-30% apply it to your existing balance and slap you with the fee.

They move PO boxes across the country. So hopefully your payment arrives just a little bit late. They send the bill even closer and closer to the due date.

They want you to trip up. That's how they do it.

I can't afford to be taken advantage of.

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