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Thanks for taking time out of your day to join us here on the Clark Howard Show, where it's

about you learning ways to save more and spend less. And don't let anyone ever rip you off.

Clark.com and ClarkDeals.com are our websites. And coming up later, it's time for Clark

Stinks on the air. We have ClarkStinks on Clark.com where you can post where you feel advice,

guidance, or information I've given is misguided or wrong. And people can read your posts.

They can add to them. They can agree, disagree with you. Check out Clark.com slash ClarkStinks.

And coming up later, you get to hear the on the show version of ClarkStinks.

So recently, I shared a story with you about deceptive practice by AT&T, where if you've been

a customer of theirs, and they owe you a refund, a partial refund for month service or something like

that, that they give you these trashy debit card things. There are stored value cards that are very

difficult to use all the money on. And that is the intention of the design of these things.

Instead of sending you a check, is to try to keep some of your money through what's called

breakage in the industry. So it's a really end thing to try to con you that it's better to get

a refund or get money that's owed to you in a card. In the case of AT&T, they don't even give

you a choice. They just send you the trashy card. So it really had my attention big time

that several of the tax preparation services this year are trying to get you if you do a tax

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