I'm so glad I get to welcome you here to the Clark Howard Show where it's all about

you and that quality yours.

I want to tell you that this show is devoted to helping you take charge, to take control,

and especially to avoid getting ripped off and coming up in a little while.

And today's Clark Rages moment, data breaches affecting you at medical facilities, unbelievable

new information for you, what you need to know to protect yourself.

And coming up later, whose fault is it?

Whose fault is it when you wreck your car?

Is it the computers in the car?

Is it the automated systems in the car?

Or is it you?

It's going to change the nature of auto insurance, how we buy it, and where we buy it.

I'll fill in on the changes that are on the way for you and me when we buy vehicles and

then the other stuff we have to buy with them like auto insurance.

So I love price wars.

And there's a massive price war going on right now with the big three disc counters in

investing.

Charles Schwab, Fidelity Investments and Vanguard are going at it toe to toe with one price

cut after another, after another.

And the latest involves a move that was kicked off by Vanguard.

And now Charles Schwab and Fidelity have responded.

And what it does is it allows you to buy huge numbers of something that's like a brother

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