1962: Paying Off Debt And Budgeting: Tricks For Staying Motivated by Michelle Schroeder-Gardner

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

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🗓️ 17 July 2022

⏱️ 10 minutes

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Summary

Michelle Schroeder-Gardner of Making Sense of Cents provides tips for staying motivated to pay off debt and stick to a budget Episode 1962: Paying Off Debt And Budgeting: Tricks For Staying Motivated by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2015/09/how-to-stick-to-a-budget-financial-motivation.html Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This is Optimal Finance Daily, Episode 1962, paying off debt and budgeting.
0:07.3	Tricks for staying motivated by Michelle Schroeder Gardner of MakingSenseOfSense.com
0:13.5	And on your host and personal finance enthusiast, Diana Mariam, we're going to get right to it
0:19.4	and start optimizing your life.
0:26.0	Working off debt and budgeting, Tricks for staying motivated by Michelle Schroeder Gardner
0:31.6	of MakingSenseOfSense.com
0:35.3	While I no longer have debt after paying off my student loans, I'm always striving to
0:39.8	save more money, to save for retirement, to find financial motivation and more.
0:46.5	Even with how much I love saving money, every now and then it can be easy to get unmotivated
0:52.0	and want to spend all the money.
0:54.5	I'm sure I'm not alone either.
0:56.7	While many do choose to live a frugal life, it's not always easy.
1:01.4	Some have large amounts of debt to pay off.
1:03.8	Others find it hard to understand how to stick to a budget and more.
1:08.3	Finding financial motivators will help you continue to work hard towards your goal, even
1:13.1	when it seems impossible.
1:15.2	Without motivation, one might give up on a financial goal quite easily.
1:19.8	This is why it's so important to learn how to stay motivated.
1:24.0	Remember your financial goal may be.
1:26.0	There are many ways to stay motivated so that you can reach it.
1:29.7	Here are my tips on how to stick to a budget and find financial motivation.
1:35.4	Number one, make your financial goal visual.
	...

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