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Optimal Finance Daily - Financial Independence and Money Advice

1945: [Part 1] How I Survived Medical Debt by Andrea Joy

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

4.41.3K Ratings

🗓️ 2 July 2022

⏱️ 11 minutes

🧾️ Download transcript

Summary

Andrea Joy of Saving Joyfully talks about how she survived medical debt. This is part 1 of 2. Episode 1945: [Part 1] How I Survived Medical Debt by Andrea Joy of Saving Joyfully on Preparing For Healthcare Crises Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://savingjoyfully.com/blog/how-i-survived-medical-debt Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Are you ready for a Monzo Business Bank account? Mike from Bluewater Plumbing was.

0:05.0

I need to get paid quickly, especially when I have five or six plumbing jobs in a day.

0:08.0

When I first used the payment link feature in my Monzo Business account,

0:11.0

I was impressed to how quick and easy it was. At the end of each job,

0:14.0

I'll just create a payment link, send it to the customer, and get paid then and there.

0:17.0

I can also check all of my payments in my get paid tab.

0:20.0

If you're ready for a Monzo Business account, apply today.

0:23.0

Just search Monzo Business, season sees apply.

0:26.0

Only sole traders or limited company directors in the UK can apply.

0:30.0

This is Optimal Finance Daily, episode 1945.

0:34.0

How I Survived Medical Dead, Part 1, by Andrea Joy of SavingJoyfully.com.

0:40.0

And I'm your host and personal finance enthusiast, Diana Mariam.

0:45.0

I have a bit of a longer post, so I'll read the first half today and then finish the rest for you tomorrow.

0:51.0

So with that, let's dive into Part 1 and start optimizing your life.

1:00.0

How I Survived Medical Dead, Part 1, by Andrea Joy of SavingJoyfully.com.

1:07.0

It was June 2004 and I was 23 years old.

1:11.0

I worked full time as a nursing assistant at a local hospital on Midnight Shift

1:16.0

and work side jobs just to make ends meet.

1:19.0

I was in college at the time and between multiple jobs in school,

1:23.0

I did not have any free time or any extra money to spend.

1:28.0

I worked hard every day just to pay my bills and ensure I would have a brighter future.

1:34.0

My financial life was a mess and although I worked constantly,

...

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