192 - Google Sucks: Financial Basics You Should Know
How to Buy a Home: The #1 First Time Home Buyer Podcast
David Sidoni
4.8 • 891 Ratings
🗓️ 12 June 2023
⏱️ 31 minutes
🧾️ Download transcript
Summary
Even if you are an experienced researcher, Google is not a reliable source of information, especially when it comes to real estate and deciding if you’re ready to buy a home. You need to talk to a real person. AI is super cool and the Internet is great for a lot of things, but it is NOT going to help you when you are gauging mortgage rates and how much you can afford. Instead, listen to David (a real person) who tells you what you need to know to make sure you’re really prepared to buy your first home.
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This podcast was created for YOU - to cut through the confusion and empower you to buy your first home. Let's change the way the real estate industry treats first-timers, one buyer at a time- starting with YOU!
David Sidoni, the "How to Buy a Home Guy", is a seasoned real estate professional and consumer advocate with over 18 years of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home, offering expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.
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Transcript
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| 0:00.0 | On Air Brands. |
| 0:04.6 | Questions people want to know, how much do you need to make a purchase for a $400,000 home? |
| 0:10.8 | How much will that cost you monthly? And how much will it cost you total over 30 years? |
| 0:16.8 | Now, I've tackled the first few questions, your salary needed and your monthly payment, |
| 0:21.4 | quite a bit here on the podcast, but I recently discovered that as far as the 30-year lifetime cost |
| 0:28.0 | of a home loan, there are some of you that are pretty unclear on this. |
| 0:33.8 | So it's time to get into all of this. |
| 0:36.5 | Play the music. |
| 0:52.3 | Music. So it's time to get into all of this. Play the music. What is up, my homies? An exciting day here in Southern California. It's gloomy outside, |
| 1:01.8 | but I'm still down. So welcome to the How to Buy a Home podcast. I'm your host and first time |
| 1:06.6 | home buyer advocate, cheerleader, and educator, David Sedoni. Very happy to be here today. |
| 1:13.1 | I'm going to be going over some of the basics on and show you when you Google things that |
| 1:18.8 | you might end up in some sketchy and misleading places. Even if you know what you're doing and you |
| 1:25.5 | check out multiple different sources. |
| 1:32.3 | Now, yes, that means I'm going to burst the bubble of you internet researchers. |
| 1:35.1 | So I love you, but deal with it and accept it. |
| 1:36.6 | You don't know everything. |
| 1:39.2 | Hey, that's why you're Googling in the first place, right? |
| 1:45.5 | And sometimes the real key is, even though you've been doing it in your whole life, |
| 1:48.5 | sometimes you can't research everything. |
| 1:56.3 | Don't believe me, listen back to Dr. John in episode 188 or PhD Kendall from episode 187. |
| 2:00.1 | Now, I'm not saying that, you know, I know everything about all you guys out there, but I'm pretty sure that those two people have more initials after their names |
... |
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