What's good, everyone. This is Dr. Ney. Welcome to another installment of the Darko Real Estate series.

If this is your first time hearing us, welcome. And in this series,

we're talking about, we're chronicling what it's like to go through the process of thinking

about real estate to purchasing a property. We are literally days away from securing a six-unit

property in northeastern Pennsylvania. And on this

episode, we're going to focus on the down payment part. So we have a down payment for a commercial

loan that we are going to be taking out. Now, the reason we're getting a commercial loan is because

this property is more than four units. Anything more than four units, you have to get a

commercial loan for. But for the past four to five years, we've been saving up in a high yield

online savings account with Ally, and we've been getting anywhere between half a percent to

1.5 percent. Not much at all, if you consider that. But for the past four to five years, we

been saving diligently because initially we thought that we were going to use this down payment

money for our forever home. And over the last two years, we just said, you know what, I don't know

if a forever home is what we really want right now. So we said, why don't we use this money to start

working for us? Why don't we invest in real estate? And that's where

we are right now. So now that we're close to securing this property, as we're starting to level

up, we're really being exposed to multiple ways in which we can scale getting property,

as well as scale, saving up for future down payments. And that's what this episode is about. We have money insights. Our friends from Money Insights, we're going to come on. They've been sponsoring this series. They're going to come on and talk to us about their investment optimizer, which is a way in which people just like you can grow their money faster as well as tax-free. So I'm all about that. Make sure you listen to the end because we got

some bonuses for people who listen all the way to the end. Without further, I do, I present a way in which

to scale your money faster so that you can get real estate property faster with money insights.

Let's get this. So, Renee, what's up? How you doing?

I'm doing all right.

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