Get Rich Education is brought to you by Ridge Lending Group, apartment investor mastery, and your host keith we're going to talk about why one of my real estate investing focuses is on Florida, both now and into the future, and perhaps why yours should be too. But first, let's discuss single family homes versus apartment buildings. That's because at times over the

next several shows, I want to talk about your mindset as an investor around the physical structures

themselves, single-family homes. Then in a couple weeks, we're going to talk specifically about

fourplexes and then apartments later on down the road. By the way, do you know how single family homes. Then in a couple weeks, we're going to talk specifically about four plexes

and then apartments later on down the road. By the way, do you know how long it took me to quit my

day job from the time I started investing in real estate? That period of time was actually

over 12 years. So it wasn't like that fast. And yes, I surely know how I could have

done it faster. I could have done it faster, but I took trips. I enjoyed a lot of vacations and I was

focused on athletic competition. See, what I did well, though, is I did not use much of my own money to invest in real estate I lived a

good life instead because I'd rather just pull accumulated equity out of one property and then transfer

it into another in order to leverage more that's how I preferred grow. I wasn't using my own money. Again,

I was using other people's money. Another way I could have done it and quit my job faster is

just simply acted sooner because from the time I bought my first income property, I did not buy

my second one for almost five years. I just hadn't yet understood how real estate made people

wealthy yet. Now, look, conversely, if I would have done the opposite thing and I would have

rushed to get the properties paid off and made all these sacrifices to do it and lost the leverage,

if I would have tried that approach, then today, I'd probably

still be working a day job and I'd only have a couple paid off properties. And I wouldn't even

own any more properties than those few paid off ones. Now, I've been investing in real estate

since 2002 and I've invested in both single family income property

and apartment buildings. You know, even if you're primarily an apartment building investor,

I mean, you have got to max out your great Fannie Freddie loans on one to four unit properties.

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