1884: Ask Farnoosh: Interview Strategies, High-Yield Savings Accounts, and Home Buying Advice

So Money with Farnoosh Torabi

Farnoosh Torabi

Entrepreneurship, Business

4.7 • 1.9K Ratings

🗓️ 26 September 2025

⏱️ 36 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Farnoosh kicks things off with life updates—juggling the whirlwind of September as a parent, launching The Montclair Pod (now a finalist for a prestigious Signal Award (vote here)), and coping with a double hit of bank fraud that forced her to shut down an account and rebuild her banking setup.

Farnoosh also shares important personal finance headlines:

Doctors vs. Insurance Companies: New prior-authorization rules delaying basic care.
Amazon’s $2.5 billion FTC settlement: Millions of Prime subscribers may be eligible for refunds.
Iron Hill Brewery closures: A beloved East Coast restaurant chain, tied to her own family memories, shutters permanently.

In the mailbag, she tackles listener questions on:

Whether to open multiple high-yield savings accounts for different goals like emergencies, annual expenses, and travel.
The best ways to start saving for a child’s college education—including 529 plans, gifting platforms, and Roth IRAs.
How to ace a financial services interview at age 23 without licenses yet—focusing on passion, relatability, research, and asking smart questions.
Dividing money between an emergency fund, retirement, and a down payment on a home.
Strategies for intermediate savings goals like marriage or travel within 10 years, and how to balance risk vs. safety in those investments.

Hosted on Acast. See acast.com/privacy for more information.

Transcript

Click on a timestamp to play from that location

0:00.0	Hey there, it's Farnush. If you've been meaning to finally get your investments working smarter,
0:05.1	join me on Tuesday, September 30th for my live investing workshop. I'm going to walk you through
0:10.2	a very simple portfolio that you can actually maintain, how to pick the right accounts,
0:15.0	automate your contributions, and avoid costly mistakes. No day trading, no jargon, no crypto. You know me. Plus, I leave time for
0:23.4	your questions. Spots are limited. So save your seat now at so moneyworkshop.com.
0:31.4	Say hello to MoneyPenny. We're you whenever you can't be. From, can you put me through to John
0:36.8	to can I book in at 3pm tomorrow?
0:39.3	We handled it all just like you would.
0:41.6	Your conversations perfected.
0:43.1	Visit moneypenny.com.uk today.
0:46.1	The dreaded CV scrolling, the never-ending interviewing.
0:50.2	If recruiting is a bit of a nightmare,
0:53.4	try building a dream team that works in perfect harmony.
0:59.2	Post your vacancy on Guardian Jobs. It'll be seen by millions of like-minded people looking for
1:04.6	top roles in education, charity, public sector, sustainability and more. Search Guardian Jobs
1:10.4	recruiters and get £100 off your next post.
1:13.4	Quote podcast at the checkout. Tees and C's Apply. So Money episode 1884 Ask Farnoosh.
1:23.3	You're listening to So Money with award-winning money guru Farnoosh Karapi.
1:28.2	Each day, get a 30-minute dose of financial inspiration from the world's top business minds, authors, influencers, and from Farnoos yourself.
1:37.4	Looking for ways to save on gas or double your double coupons?
1:41.2	Sorry, you're in the wrong place.
1:43.5	Seeking profound ways to live a richer,
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Farnoosh Torabi, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Farnoosh Torabi and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.