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Optimal Finance Daily - Financial Independence and Money Advice

1875: The Balance Between Splurger and Miser by April Dykman with Get Rich Slowly on Mindlessly Consuming or Saving

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

4.41.3K Ratings

🗓️ 28 April 2022

⏱️ 10 minutes

🧾️ Download transcript

Summary

April Dykman with Get Rich Slowly talks about the balance between being a splurger and being a miser Episode 1875: The Balance Between Splurger and Miser by April Dykman with Get Rich Slowly on Mindlessly Consuming or Saving J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/the-balance-between-splurger-and-miser/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Welcome aboard this Air France podcast message. Air France and its crew invite you to discover

0:09.4

its business class cabin, where you can enjoy a full flatbed. For even more comfort, an

0:16.0

ultra soft duvet and pillow are at your disposal. Air France wishes you a pleasant podcast.

0:23.4

Air France is a journey. Air France. Book your business class tickets now at Air France.co.uk.

0:30.4

Are you ready for a monzo business bank account? Mike from Bluewater Plumbing was.

0:35.4

Need to get paid quickly, especially when I have five or six plumbing jobs in a day.

0:38.4

When I first used the payment link feature in my monzo business account, I was impressed

0:42.0

how quick and easy it was. At the end of each job, I just create a payment link, send it

0:45.8

to the customer and get paid then and there. I can also check all of my payments in my

0:49.9

get paid tab. If you're ready for a monzo business account, apply today. Just search

0:54.1

monzo business, tease and seize apply. Only sold traders or limited company directors in

0:58.9

the UK can apply. This is Optimal Finance Daily episode 1875. The balance between splurger

1:06.4

and miser by April Dykeman with getrichslowly.org. And on your host and personal finance enthusiast

1:13.7

Diana Mariam, this is a show where I read to you from the best personal finance blogs on

1:18.9

the web with the author's permission of course. And with that, let's get right to today's

1:24.1

post and start optimizing your life. The balance between splurger and miser by April Dykeman

1:35.1

with getrichslowly.org. Before I changed my habits, I spent money without much thought

1:42.4

and college if I had a two hour break between classes, I drive to the mall. Once I started

1:48.0

working full time, my coworker and I would bring our lunches to work just so that we'd

1:52.4

have the entire hour to shop. If I was bored, I'd wander into the cosmetic superstores

1:58.0

Sephora for entertainment. Even at home, I'd shop, buying online and tracking my packages

2:04.0

until they arrived. I thought I needed a new dress for every event I attended, new clothes

...

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