meta_pixel
Tapesearch Logo
Log in
So Money with Farnoosh Torabi

1866: Ask Farnoosh: Marriage & Money, Childcare Savings, Recession Advice, FAFSA Eligibility

So Money with Farnoosh Torabi

Farnoosh Torabi

Entrepreneurship, Business

4.71.9K Ratings

🗓️ 15 August 2025

⏱️ 31 minutes

🧾️ Download transcript

Summary

In this Ask Farnoosh episode, Farnoosh kicks things off with a personal story tied to her recent TODAY Show appearance, where she talked about “finance-proofing” your relationship. Reflecting on her own early money talks with husband Tim (over margaritas at their favorite tequila bar), she lays out the keys to financial transparency in couples — from shared goals to individual autonomy.


Next, Farnoosh unpacks several top money headlines:


  • Tariff Rebate Checks? A proposed bill would send $600 checks to Americans, redistributing billions in collected tariff revenue. Supporters call it a timely relief, while critics question whether it's a sustainable solution.
  • Housing Market Reset: As pandemic-era price surges deflate in places like Austin, buyers may finally have leverage — but high mortgage rates remain a hurdle.
  • AI and the Return of In-Person Job Interviews: Companies like Google are bringing back face-to-face interviews to combat AI cheating in virtual screenings.
  • The Tooth Fairy’s Budget Cuts: Delta Dental reports a 14% drop in the average payout for lost teeth — a sign of tighter household budgets.


In the mailbag, Farnoosh answers three timely listener questions:

  1. How to Prep for a Recession and a Weak Dollar: Farnoosh recommends beefing up emergency savings, diversifying investments, considering inflation hedges like TIPS or gold, and reducing high-interest debt. Flexibility is key.
  2. Juggling a Mortgage and Child Care Costs: She reframes child care as a career investment, suggests alternatives like nanny shares or Dependent Care FSAs, and advises delaying large home upgrades until expenses ease.
  3. Will My Teen’s Job Hurt Financial Aid?: Unlikely, says Farnoosh. The FAFSA allows students to earn about $7,600 before aid is impacted. Still, she warns that assets in a teen’s name can carry more weight than income.


Farnoosh closes with a reminder that applications for her mentorship program close this Sunday — an opportunity for listeners looking to build a sustainable, personal brand.

Transcript

Click on a timestamp to play from that location

0:00.0

Looking for a high-yield savings account or car insurance, I've curated my go-to financial tools

0:07.0

all in one place at so-moneylinks.com. These are the resources I trust presented in partnership with

0:13.9

Money Magazine. So-Money Links is no overwhelm, no fluff, just solid vetted options to help you

0:19.6

save more and stress less.

0:22.0

SoMoneylinks.com. Check it out.

0:25.7

So Money episode 1866, Ask Farnush.

0:30.1

You're listening to So Money with award-winning money guru Farnoose Torapi.

0:35.0

Each day, get a 30-minute dose of financial inspiration from the world's top business minds,

0:40.3

authors, influencers, and from Farnoose yourself.

0:44.3

Looking for ways to save on gas or double your double coupons?

0:48.0

Sorry.

0:48.9

You're in the wrong place.

0:50.3

Seeking profound ways to live a richer, happier life.

0:53.7

Welcome to So Money. Welcome to So Money.

0:56.6

Welcome to So Money, everybody.

0:58.3

I'm Farnoosh Tarabi.

0:59.4

It's Friday, August 15th.

1:01.1

And this week, we're tackling some really big questions from our audience,

1:05.2

including how to prepare for a possible recession when the dollar is losing value.

1:09.9

How to juggle a mortgage and child care costs,

1:13.1

which is like a second mortgage, without losing your mind or your financial footing that comes

1:18.1

from someone in the audience. And what about if your teenagers got a new part-time job,

...

Transcript will be available on the free plan in 5 days. Upgrade to see the full transcript now.

Disclaimer: The podcast and artwork embedded on this page are from Farnoosh Torabi, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Farnoosh Torabi and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2025.