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So Money with Farnoosh Torabi

1863: Ask Farnoosh: The Cost of Moving Investments, Single Bank Risks, Good Accountants and "Feminine" Dating Advice?

So Money with Farnoosh Torabi

Farnoosh Torabi

Entrepreneurship, Business

4.71.9K Ratings

🗓️ 8 August 2025

⏱️ 33 minutes

🧾️ Download transcript

Summary

This week's questions: What are the rules and costs for moving money from a brokerage account into a Roth IRA? Any risks to having a single bank that houses all your accounts? And how to find a good accountant?


Additional Episode Take-aways:

  • Why millennials are financially ahead on paper but still feel behind emotionally
  • How to harness AI for smarter, more intentional spending
  • The hidden costs of return policy abuse—and how it could impact your favorite retailers
  • The real danger behind “feminine energy” dating advice
  • Practical ways to protect yourself financially in relationships
  • Why playful money trends like “Girl Math” aren’t as harmless as they seem


Links & Episodes Referenced:

Transcript

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0:00.0

Hi, it's Farnush. Are you building a personal brand or business and craving real behind-the-scenes

0:05.4

support? I'm reopening my intimate mentorship program, Farnoosh, BTS, and applications are

0:10.8

officially open. It's my four-month mentorship program to help fast track your success. You'll learn all

0:16.5

my strategies across all the different verticals from podcasting to writing books and I'll connect you

0:22.7

with very important people in my life applications are available at varnochebts.com I look forward to

0:28.5

helping you. This episode of the Montclair pod is brought to you by Montclair Film, our town's hub for film,

0:39.6

storytelling, and community connection. From thought-provoking indie screenings and Q&As with

0:45.2

acclaimed filmmakers to improv nights, live performances, and classes in filmmaking, screenwriting,

0:51.8

and much more, Montclair Film offers something for everyone who loves

0:56.1

the power of a story. It's also home to one of the country's premier film festivals each

1:00.9

fall, drawing audiences and talent from around the world right here to Montclair. Want to see

1:05.9

what's playing or sign up for a class? Visit Montclairfilm.org for the full calendar of events and ways to get involved. Now on with the show. Hi guys, it's Sam and Pete from the Staying Red ofant podcast, and we're sponsored by Gemini, Google's personal AI assistant. Listen to this. You're going to hate this. Hi, Gemini, my co-host, Peter, he's in a bit of a grump. Can you give me some quick ways to cheer him up, please? Of course. You could start by offering him his favourite snack or drink. Maybe tell a funny joke or share a funny meme to lighten the mood. Thank you, Gemini. That's actually really good. How are you feeling, Pete? Well, I feel better now. Download the Gemini app today to unlock the power of Google AI on your phone. Check responses,

1:46.1

compatibility and availability varies 18 plus. So Money episode 1863. Ask Farnoosh.

1:56.1

You're listening to So Money with award-winning money guru Farnoosh Karabi. Each day, get a 30-minute dose of financial inspiration from the world's top business minds, authors, influencers, and from Farnoose yourself.

2:09.6

Looking for ways to save on gas or double your double coupons?

2:13.6

Sorry. You're in the wrong place. Seeking profound ways to live a richer, happier life.

2:19.6

Welcome to So Money. Welcome to So Money, everybody. I'm Farnoosh Tarabi. Happy Friday.

2:26.6

Welcome to Ask Farnoosh. This is our Friday edition of the show where we're going to get into

2:30.9

your money questions. We've got questions today about taking money out of a brokerage account and then moving that over into a Roth IRA. Can you do this? What are the

2:39.3

rules? Are there any risks to having a single bank that stores all of your financial accounts? That's

2:45.4

also a question from a listener and also how to find a good accountant, how to find a good money coach.

2:53.0

Is it necessary to get any certifications? We're going to get into it. But first, let's talk

...

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