1860: Ask Farnoosh: How to Ask for a Sign-On Bonus, Save on Home Insurance and Summer Travel

So Money with Farnoosh Torabi

Farnoosh Torabi

Entrepreneurship, Business

4.7 • 1.9K Ratings

🗓️ 1 August 2025

⏱️ 29 minutes

🔗️ Recording | iTunes | RSS

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Summary

From understanding if your 401(k) contributions help you qualify for a Roth IRA (spoiler: yes!), to figuring out why your home insurance just skyrocketed, to finding sneaky ways to save on that end-of-summer family vacation — we’ve got it covered on this week's Ask Farnoosh.

Plus, a personal story about how a casual chat with a friend helped Farnoosh raise her speaking fees and start earning more.

We’ll also unpack a few of the biggest money headlines from the week, including:

What the Fed’s latest decision really means for your wallet
A rare bipartisan housing bill with real promise
And a study that shows how preschool could boost your salary, not just your kid’s future

Questions Answered:

“How do I ask for a sign-on bonus without sounding greedy?”
“Do 401(k) contributions help me qualify for a Roth IRA?”
“How can I save on a last-minute family vacation?”
“Why did my homeowners insurance premium jump 30% this year?”

Links + Resources Mentioned:

SoMoneyLinks.com – My curated tools for saving, investing, and earning more
Apply to Farnoosh BTS – My fall mentorship program for entrepreneurs and content creators
Want to ask a question for an upcoming show? Head to SoMoneyPodcast.com or DM me @FarnooshTorabi on Instagram!

Transcript

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0:00.0	Hi, it's Farnush. Are you building a personal brand or business and craving real behind-the-scenes
0:05.4	support? I'm reopening my intimate mentorship program, Farnoosh, BTS, and applications are
0:10.8	officially open. It's my four-month mentorship program to help fast track your success. You'll learn all
0:16.5	my strategies across all the different verticals from podcasting to writing books and I'll connect you
0:22.7	with very important people in my life applications are available at varnochebts.com I look forward to
0:28.5	helping you. This episode of the Montclair pod is brought to you by Montclair Film, our town's hub for film,
0:39.6	storytelling, and community connection. From thought-provoking indie screenings and Q&As with
0:45.2	acclaimed filmmakers to improv nights, live performances, and classes in filmmaking, screenwriting,
0:51.8	and much more, Montclair Film offers something for everyone who loves
0:56.1	the power of a story. It's also home to one of the country's premier film festivals each
1:00.9	fall, drawing audiences and talent from around the world right here to Montclair. Want to see
1:05.9	what's playing or sign up for a class? Visit Montclairfilm.org for the full calendar of events and ways to get
1:13.1	involved. Now on with the show.
1:17.2	So Money episode 1860 Ask Farnoosh.
1:21.6	You're listening to So Money with award-winning money guru Farnoose Karabi.
1:26.5	Each day, get a 30-minute dose of financial inspiration
1:29.6	from the world's top business minds,
1:31.8	authors, influencers, and from Farnoosh yourself.
1:35.8	Looking for ways to save on gas or double your double coupons?
1:39.5	Sorry, you're in the wrong place.
1:41.8	Seeking profound ways to live a richer, happier life.
1:45.2	Welcome to So Money.
	...

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