It's high time for another real person episode where this week I chat with Jill in the 183rd episode of the Retirement Planning Education Podcast.

Welcome to the Retirement Planning Education Podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans, taxes, social security, Medicare, portfolio withdrawal strategies,

annuities, estate planning, and much more. And now here's your host, Andy Panko.

Hello, everyone. Welcome back. Thank you as long as for listening. So today, this episode

comes out on the third Thursday of the month, which means it is a real person episode. Today, I chat with Jill, and Jill shares her life and her story, how she retired relatively

early, and how she keeps her budget and expenses reasonable and modest, yet still has a very

active and fulfilling and a venture-filled life. So I'm really looking forward to bringing you all my chat with Jill and chatting about her retirement planning.

So hold on a moment there. I just, I got a question for you.

What do you get when Sleeping Beauty gives a lecture on the Northern Lights to the people of Wonderland?

You get Aurora Boring Alice. Aurora Boring, like Aurora Boring Alice.

Aurora Boring Alice.

So Aurora, case you didn't know, is Sleeping Beauty's actual name.

Yeah, yeah?

And I guess the person who wrote this joke,

thanks to Northern Lights, lecturing on the Northern Lights is boring.

I think that'd be kind of fascinating. But anyway, Aurora, boring, Alice, there you go.

You're welcome.

And my big goofy smile moment is this past weekend.

We did our relatively large annual tradition of having a white elephant gift swap where we have a bunch of people over.

There's approximately 40-ish,

a little over 40 people at our house, which is quite crowded. Our house isn't that big. It's like a

1900 square foot house. Works well for the four of us, family four of us, but when there are,

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